Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

10420   Holly Dr Unit B, Everett WA 98204


10420 Holly Dr Unit B, Everett

This is a terrific oppurtunity to get into a great home next to the Boeing plant and have the ability to access the freeway north and south. Starbucks is right around the...

  • Beds 2
  • Baths 3.0
  • MLS 620233
  • Bldg. Quail Run

8224   5th Ave W Unit C, Everett WA 98203


8224 5th Ave W Unit C, Everett

Built in 2002, it is a very spacious layout with large bedrooms and living area over 1,200 Square feet of living space, unit features 3 bedrooms, 2.5 baths, 3rd bedroom a...

  • Beds 3
  • Baths 3.0
  • MLS 611855
  • Bldg. Beckwood Townhomes

17908   40th Place W, Lynnwood WA 98037


17908 40th Place W, Lynnwood

Well maintain Rambler in wonderful area , on a corner lot. This home features 3 bedrooms, 1 bath, bonus room, outdoor kitchen and beautifully landscaped yards. oversized ...

  • Beds 3
  • Baths 1.0
  • MLS 621176

4752   Bridgeport Place, Mukilteo WA 98275


4752 Bridgeport Place, Mukilteo

Location, Condition, Value! Beautiful master-down Buchan resale in Harbour Pointe Village with tons of upgrades! Features include: Hardwood floors throughout, vaulted cei...

  • Beds 3
  • Baths 3.0
  • MLS 620997
  • Bldg. Harbour Pointe Village

7615   137th Ave SE, Snohomish WA 98290


7615 137th Ave SE, Snohomish

Watch the sun rise and enjoy the territorial view from your own private deck on easy to maintain 1.65 acres. Separate entrance to complete MIL that you can open to main ...

  • Beds 4
  • Baths 4.0
  • MLS 621475

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