Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

First Time Home Buyers

 

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, Reservists, and Coast Guard - also, reservists can qualify. Learn more on the VA page.

Fannie Mae Home Ready Program

 

Home Loans for Teachers

 

Home Loans for Police Officers

FHA's Officer Next Door program offers first time homebuyers and not first time homebuyers that are police officers, corrections officers, parole and probation officers, state troopers, university law enforcement, investigators, prison staff, corrections facility supervisors, and security officers to purchase, refinance, or receive a 203k home loan. Read more at the Police Officer page.

Home Loans for Firefighters

 

Home Loans for Government Employees

 

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

HUD Good Neighbor Next Door Program

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, down payments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

property image

$549,000

18307 38th Dr SE Unit 120, Bothell

Spacious Tambark Springs 4bd + bonus rm backing up to native growth land. Northshore Schools and just blocks to new High School. Gleaming wood floors on main level w/ a D...

  • Beds4
  • Baths3.0
  • MLS1115449
  • Bldg.Tambark Springs
  • Courtesy ofWindermere Real Estate Co.

property image

$584,990

15416 12th Ave W, Lynnwood

The Radley has over 2,650 square feet and the room to breathe. With bright, flowing interiors that effortlessly adapt to your needs, this home is among our most versatile...

  • Beds3
  • Baths3.0
  • MLS1115437
  • Bldg.Avera
  • Courtesy ofJohn L. Scott Everett

property image

$584,990

15428 12th Ave W, Lynnwood

The Radley has over 2,650 square feet and the room to breathe. With bright, flowing interiors that effortlessly adapt to your needs, this home is among our most versatile...

  • Beds3
  • Baths3.0
  • MLS1115436
  • Bldg.Avera
  • Courtesy ofJohn L. Scott Everett

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