Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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4712 171st Ave SE, Snohomish

Beautiful move in ready 3 bedroom, 2.5 bath rambler in the Dubuque/Three Lakes area. Home sits on a 2+ acre lot, 1 acre which is fully landscaped and includes a propane ...

  • Beds 3
  • Baths 3.0
  • MLS 720252

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14307 Salal Dr, Edmonds

Beautifully maintained 3 bdrm, 2.75 bath with vaulted LR, has 2 fireplaces, 2 kitchens and backs up to greenbelt for privacy. Recent kitchen remodel has SS appliances and...

  • Beds 4
  • Baths 3.0
  • MLS 720277

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23436 A 55th Ave W Unit 1, Mountlake Terrace

HURRY ONLY ONE LEFT! Mountlake Town Home. Brand new & Ready to move in NOW. This home 3 bedroom home lives comfortable with 1,496 sq. feet. 3 bedrooms, 3.5 baths, attac...

  • Beds
  • Baths 4.0
  • MLS 720338
  • Bldg. Mountlake Town Homes

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3904 172 St SW, Lynnwood

PRICED to SELL QUICKLY! Situated on a Private Street/Driveway this 4 Beds, Extra Lrg Bonus/Media Rm, Huge Brkfst Area & Main Flr Office - Makes it almost a Perfect Home. ...

  • Beds 4
  • Baths 3.0
  • MLS 685427

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21817 W Lost Lake Rd, Snohomish

Pottery Barn MEETS Restoration Hardware! RELAX in this breathtaking 4 bedroom 2.5 bath- waterfront Lost Lake home! Custom touches throughout this open concept floor plan...

  • Beds 4
  • Baths 3.0
  • MLS 720439
  • Bldg. Lost Lake

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