Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$54,500

620 112th St SE Unit 125, Everett

Triple wide in Senior Park (55+ age). 2 bed/2 bath, large manufactured home with wet bar, 3 ceiling fans and heat pump. New roof 2006. New water heater 2004. Rare triple ...

  • Beds2
  • Baths2.0
  • MLS725547

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$115,000

23303 Cedar Wy Unit T102, Mountlake Terrace

Wonderful 2 bed/1 bath condo in well maintained complex. Approx. 800 square feet. FHA approved complex! Living space is inviting w/ wood burning fireplace, open to dinin...

  • Beds2
  • Baths1.0
  • MLS512760
  • Bldg.Markland Woods Condo

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$299,000

3820 80th St NE, Marysville

Beautifully Remodeled Northwest Home! Roof, windows, electrical, plumbing & doors are ALL NEW! Granite counter tops in kitchen & baths. This is a terrific home for the mo...

  • Beds3
  • Baths2.0
  • MLS724624

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$284,900

6229 Bluff Place, Everett

Beautiful fully remodeled 3bd, 2 bath, rambler. This home features new roof and paint in and out, double pane vinyl windows, Hardwood floors throughout the house, crown ...

  • Beds3
  • Baths2.0
  • MLS725659

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$173,900

3912 Friday Ave, Everett

Don't miss this opportunity to own a home on a double lot in the Hewitt Heights neighborhood of Everett! This home has been upgraded w/ fresh interior paint, new carpet &...

  • Beds2
  • Baths1.0
  • MLS725623

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