Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

12720   99th Ave NE, Arlington WA 98223


12720 99th Ave NE, Arlington

Beautiful Home & Horse Property. This newer home has many nice details,high ceilings,rounded corners,lots of built in shelves/wall units, fireplace, lots of windows, eat ...

  • Beds 3
  • Baths 2.0
  • MLS 708816

21315   76th Ave W Unit 5, Edmonds WA 98026


21315 76th Ave W Unit 5, Edmonds

Come see this move-in ready 2 bdrm,2.5 bth plus office,townhome in a great community!Fresh designer paint,new carpet, hdwds & vinyl make this a wonderful home.Kitchen has...

  • Beds 2
  • Baths 3.0
  • MLS 701557
  • Bldg. Rose Ridge Condos

1602   Rainier Ave, Everett WA 98201


1602 Rainier Ave, Everett

Don't miss this opportunity to own this charming turn of the century Everett home! Many upgrades including brand new carpet, new vinyl flooring & fresh interior & exterio...

  • Beds 3
  • Baths 1.0
  • MLS 709025

1314  W Mukilteo Blvd, Everett WA 98203


1314 W Mukilteo Blvd, Everett

MUST see View home! Views of the Puget Sound, Whidbey Island, Camano and Hat Islands, Mountains and Port of Everett. Come see this wonderful floorplan, with expansive fam...

  • Beds 3
  • Baths 3.0
  • MLS 708418
  • Bldg. Maple Heights

14027   5th Ave NW, Marysville WA 98271


14027 5th Ave NW, Marysville

A new home just in time for the Holidays! Sitting pretty on 1/2 ac greenbelt lot in coveted Deer Run Estates this move-in-ready home boasts new carpet, gleaming hardwood...

  • Beds 3
  • Baths 3.0
  • MLS 709031
  • Bldg. Deer Run Estates

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