Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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27324 76th Dr NW, Stanwood

Cute home with modern updates in Stanwood. Very close to schools!! Gas fireplace insert heats up home efficiently. Nice bright open living room. Low maintenance front yar...

  • Beds3
  • Baths1.0
  • MLS873456
  • Courtesy ofFirst Time Home Buyers Realty

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23216 27th Dr SE Unit 23, Bothell

Recently remodeled Waterford at North Creek home. Kitchen upgrades include new cabinets, cabinet pulls, sink, faucet, quartz counter-tops, stainless steel appliances. Ot...

  • Beds3
  • Baths3.0
  • MLS873444
  • Bldg.Waterford at North Creek
  • Courtesy ofDimension Properties

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4008 168th Place SE, Bothell

The Alyssa Q1 by MainVue Homes at the Parkhaven community is a new design that is a blend of open rooms and private spaces to optimize your lifestyle. Enjoy your signatur...

  • Beds4
  • Baths3.0
  • MLS873434
  • Bldg.Parkhaven 2
  • Courtesy ofTeambuilder KW

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1641 76th Ave SE Unit 2028, Lake Stevens

We call this our Bridgeport, you call this your home! Amazing craftsmanship, livability, & value. Don't miss out on this amazing opportunity! fabulous location in the com...

  • Beds5
  • Baths3.0
  • MLS873430
  • Bldg.Stonebriar
  • Courtesy ofDR Horton

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6518 159th Place SE, Snohomish

Wonderful Family Home- 4 beds up! 2770 sf, Perfect floor plan; Living, Dining, Kitchen, Nook, Family, Den & Powder on Main Fl. Upper Fl- 4 beds, 2 baths, laundry & loft s...

  • Beds4
  • Baths3.0
  • MLS873428
  • Bldg.Snohomish Cascade Sector 2
  • Courtesy ofTown Center Realty

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