Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes


8516 196th St SW Unit 115, Edmonds

Light filled, main floor, south facing unit in the the conveniently located in Maplewood Manor condominiums. Tons of room with 1114 square feet plus an enclosed deck. Tw...

  • Beds 2
  • Baths 2.0
  • MLS 702107
  • Bldg. Maplewood Manor


1121 244th St SW Unit 10, Bothell

This 2 bedroom, 2 bath home is very cozy. It has been professionally cleaned, even the windows. The picturesque windows bring in the natural light. The Kitchen has a brea...

  • Beds 2
  • Baths 2.0
  • MLS 682117


4609 139th Ave SE, Snohomish

Great Opportunity to own 5.25 Acres / no Wetlands ! Value is in the land.

  • Beds 3
  • Baths 2.0
  • MLS 692937


124 58th Dr SE, Snohomish

6.4-acres spread over two parcels. Well site and 4 bedroom septic system approved. Zoned R-9600. Bring your builder and create your dream estate. In an area of newly buil...

  • Beds
  • Baths
  • MLS 701936


7611 E Casino Rd, Everett

BEST INVESTMENT IN THE AREA! This Newly Remodeled Fourplex is a PERFECT INVESTMENT! Fully Rented, and an 8.27% Cap Rate! Metal Roof for Maximum Life Expectancy, Siding in...

  • Beds
  • Baths
  • MLS 701325

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