Snohomish County Home Loans & Financing Options
Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.
FHA Financing Information
FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify. Find out more on the FHA page.
USDA Financing Information
USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualify based on geographical location, and buyers cannot exceed a specific income bracket. Learn more on the USDA page.
Jumbo Financing Information
Jumbo loans are the classification for home purchased over $500,000. Learn more on the Jumbo page.
VA Financing Information
VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.
Conventional Financing Information
Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.
Home Advantage Financing Information
Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.
Manufactured Home Loan Financing Information
Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.
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