Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

16600   25th Ave NE Unit 90, Marysville WA 98271

$37,950

16600 25th Ave NE Unit 90, Marysville

WOW!!! Nicely Taken Care of Home on a Special Lot. LARGE 2 Bedroom,2 Bath Home with LARGE Living Room, Dining Room and Family Room, Spacious Master with 5 Piece Bath. Lot...

  • Beds 2
  • Baths 2.0
  • MLS 671585

3201   234th St SE, Bothell WA 98021

$268,000

3201 234th St SE, Bothell

Nice 3.72 acre flat home site with lots of privacy. Build your home or ranch on this totally secluded yet easily assessable site.

  • Beds
  • Baths
  • MLS 670383

5528   180th St SW, Lynnwood WA 98037

$270,000

5528 180th St SW, Lynnwood

Adorable rambler in Lynnwood with large flat yard and RV parking. This 3 bedroom and 2 bathroom home features a great room floor plan with large kitchen with island, din...

  • Beds 3
  • Baths 2.0
  • MLS 556400

7701   Hardeson Rd Unit 118, Everett WA 98203

$38,000

7701 Hardeson Rd Unit 118, Everett

Beautiful 3 Bedroom 2 Bath with extra room that can be used as office. Manufactured home in the Westridge Community (space rent is $595 per month). This home sits on a le...

  • Beds 3
  • Baths 2.0
  • MLS 671155

6014   Scherrer, Granite Falls WA 98252

$250,000

6014 Scherrer, Granite Falls

Enjoy fishing from your backyard and escape from the city to nearly 6 acres in quaint Granite Falls. Build your dream home and/or set up for equestrian use in this truly ...

  • Beds
  • Baths
  • MLS 671165
  • Bldg. Steelhead Tracts

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