Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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8355 22nd St NE, Lake Stevens

A touch of class!This wonderful home is well cared for and shows pride of ownership.Home features:3 bedrooms,3 baths within shy 1,900 sq.ft of comfortable living space.Be...

  • Beds3
  • Baths3.0
  • MLS934825
  • Bldg.Crosswater
  • Courtesy ofRE/MAX Signature

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15415 35th Ave W Unit B205, Lynnwood

Like new, light filled with SW facing windows. Updated kitchen with granite counters, stainless steel appliances and modern cabinets. Open floor plan with kitchen opening...

  • Beds1
  • Baths1.0
  • MLS934458
  • Bldg.Brio
  • Courtesy ofHomeSmart RE Associates

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24526 19th Ave NE, Arlington

Come view this quaint home, nestled on just under 3 acres of beautifully landscaped, flat and dry property. Only 1 mile from I5, and 8 minutes from downtown Arlington. Ne...

  • Beds2
  • Baths1.0
  • MLS934644
  • Courtesy ofKeller Williams Rlty Marysvlle

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12428 54th Dr NE, Marysville

Hidden Quilceda Estates,Indeed!A shy 2400 sq ft home nestled up against a NGPA & offering much privacy yet it's just minutes to the I-5 & all services. Located on a dead ...

  • Beds4
  • Baths3.0
  • MLS934826
  • Bldg.Hidden Quilceda Estaets
  • Courtesy ofRE/MAX Signature

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27526 178th Place SE, Monroe

2007 Counrty Rambler w/ new 25x40' Shop built Jan 2016. Many extras on 1.83 acres. Home has secluded privacy & gated driveway located in River King Estates uphill fro...

  • Beds3
  • Baths3.0
  • MLS934783
  • Courtesy ofSavvy Lane Inc

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