Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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4510 176th St SW Unit H-1, Lynnwood

Bright & light, pristine end unit has 2 parking spaces right at your front door! Kitchen has French Door frig, eat-in space, pantry, fun window seat. Spacious living room...

  • Beds2
  • Baths2.0
  • MLS776598
  • Bldg.Hidden Grove

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3626 164th St SW Unit 113, Lynnwood

Beautifully remodeled and updated townhouse condo. Gorgeous modern kitchen with sparkling granite, newer appliances, and gleaming hardwood floors throughout. Home boasts ...

  • Beds3
  • Baths3.0
  • MLS776286
  • Bldg.Alderwood Townhouse Condos

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1430 Casino Rd Rd W Unit 341, Everett

Somerset Park town-home; one level living, in Immaculate condition with new carpet/Pad and freshly painted throughout. All appliances including washer and dryer stay, th...

  • Beds2
  • Baths2.0
  • MLS776613
  • Bldg.Somerset Park

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1407 78th Dr SE, Lake Stevens

Quality built Critchlow home in Calvero Heights, still in new condition, with nice upgraded features. Has Stainless appliances, tile countertops, tile entry, with wall to...

  • Beds3
  • Baths3.0
  • MLS776643
  • Bldg.Calvero Heights

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4838 Pointes Dr, Mukilteo

Popular 3.5 bed/2.5 bath corner unit at The Camden in Harbour Pointe; Living Room with gas fireplace and vaulted ceilings; Spacious kitchen w/ slab granite countertops, C...

  • Beds3
  • Baths3.0
  • MLS776635
  • Bldg.The Camden

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