Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$659,990

22522 ( Lot 17) 43rd Dr SE, Bothell

Tambark plan ( Lot 17) is EAST FACING HOME / WEST BACKYARD! 3/4 bath AND Bedroom on main flr. Gourmet kitchen w/ designer pot-filler faucet, generous counter/prep space &...

  • Beds5
  • Baths3.0
  • MLS894706
  • Bldg.Sierra Hills
  • Courtesy ofJohn L. Scott Everett

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$410,000

4623 146th Place SE, Bothell

This house shines! First time on mkt since new! Tucked away at end of cul-de-sac w/long drwy for extra pking. Impeccable & move in ready w/3 lg bdrms, each w/walk in clo...

  • Beds3
  • Baths3.0
  • MLS894201
  • Bldg.Squires Landing
  • Courtesy ofWindermere Real Estate HKW,Inc

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$410,000

25829 44th Ave NE, Arlington

NW contemporary in Kackman Creek. Just under 1/2 ac corner lot fncd bkyd w/plenty of space for entertaining & room to throw the ball around. Custom built shop w/ power & ...

  • Beds3
  • Baths2.0
  • MLS894572
  • Bldg.Kackman Creek Div.3
  • Courtesy ofKeller Williams Rlty Marysvlle

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$249,950

9131 58th Dr NE, Marysville

Very Nice 3 Bedroom 1.75 Bath Rambler on Culdesac, close to Schools and Shopping, Quick I5 Access, Open Floor Plan w/Vaulted Ceiling, Cozy Gas Fireplace, Gorgeous New Kit...

  • Beds3
  • Baths2.0
  • MLS894678
  • Bldg.Allencrest
  • Courtesy ofRealty One Group Preview

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$224,950

7104 265th St NW Unit 315, Stanwood

Two Bed, 2 Bath, South-Facing 3rd floor Unit (Elevator from Lobby) with 2 Assigned Covered SECURE Parking Spaces W/Separate Elevator to your Floor near unit!. Impeccably ...

  • Beds2
  • Baths2.0
  • MLS894399
  • Bldg.Village Commons
  • Courtesy ofJohn L. Scott Lake Stevens

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