Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

15714   Broadway Ave, Snohomish WA 98296


15714 Broadway Ave, Snohomish

Build Your Custom Home Here! Almost Half Acre of Level Building Lot Ready For You To Get Started on those Dream Home Plans Now. 4 Bed Septic Design Just Approved. Power &...

  • Beds
  • Baths
  • MLS 685883

16423   26th Dr SE, Bothell WA 98012


16423 26th Dr SE, Bothell

Gorgeous Remodel - Step into the expanded 2-story slate entry of this 4 bed home. Main floor features rich HW flooring, living area w/ stacked stone mantle, sleek chef's ...

  • Beds 4
  • Baths 3.0
  • MLS 684947
  • Bldg. Ridgewood - Mays Pond

5020   118th Place SE, Everett WA 98208


5020 118th Place SE, Everett

Pre-Sale Opportunity! The 2,273 Plan by Harbour Homes at Tanison Meadows on lot 03 offers 4 large bedrooms and laundry upstairs with great room & formal dining downstairs...

  • Beds 4
  • Baths 3.0
  • MLS 685923
  • Bldg. Tanison Meadows

5026   118th Place SE, Everett WA 98208


5026 118th Place SE, Everett

Pre-Sale Opportunity! Great Space in this 2,472 sf home on lot 02 at Tanison Meadows by Harbour Homes. Featuring 3 bedrooms, bonus room, loft and laundry upstairs with h...

  • Beds 3
  • Baths 3.0
  • MLS 685918
  • Bldg. Tanison Meadows

1007   Campbell Ave, Mukilteo WA 98275


1007 Campbell Ave, Mukilteo

Up Goat Trail Rd to the top of the Hill! Awesome opportunity in a fantastic neighborhood. Brand new kitchen/diswasher/sink counters/floor! Huge 3 Car Garage. This home ha...

  • Beds 3
  • Baths 4.0
  • MLS 685905

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