Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$180,000

7404 66th Ave NE, Marysville

Opportunity is knocking...priced for a quick sale. Great floor plan with 4 bedrooms and tons of potential! Opportunity for instant sweat equity. Formal living and dining,...

  • Beds 4
  • Baths 2.0
  • MLS 719571
  • Bldg. Kellogg Meadows

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$269,500

31231 79 Dr NW, Stanwood

Sunny and bright with peek-a-boo view of lake. Partial ownership in lake access lot next to boat launch. Two car garage fits full-size truck, room for RV or boat parkin...

  • Beds 4
  • Baths 3.0
  • MLS 719574
  • Bldg. Lake Ketchum Recreation

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$129,950

12404 E Gibson Rd Unit L205, Everett

Welcome home to Bluegrass, a secure gated community in the heart of South Everett! Bright and spacious 2 bed / 1 bath unit with brand new carpet and updated paint! Open ...

  • Beds 2
  • Baths 1.0
  • MLS 719536
  • Bldg. Bluegrass

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$96,000

7205 224th St SW Unit M11, Edmonds

Great location! This 2-BR ground floor unit offers private patio off dining area, NEW carpet, newer dishwasher, spacious walk-in shower (no tub), spacious master bedroom ...

  • Beds 2
  • Baths 1.0
  • MLS 687686
  • Bldg. Mill Park

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$315,000

5312 200th St SW, Lynnwood

COMPLETE REMODEL corner lot rambler including: custom 5.1 surround sound, distributed audio system and speakers throughout home, custom lighting and lighting control, s...

  • Beds 3
  • Baths 2.0
  • MLS 719563

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