Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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4224 166th Place SE, Bothell

Desirable location! This well-kept home with only 1 owner history is situated in a peaceful neighborhood. Open concept floor plan with high ceilings allows for lots of na...

  • Beds4
  • Baths3.0
  • MLS1093267
  • Bldg.Camden Meadows
  • Courtesy ofSterling Johnston Real Estate

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2418 Stafford Wy Unit 49, Bothell

Beautiful 3 bedroom/2.5 bath home with a great floor plan in the wonderful Glengarry community. Enjoy the peaceful, quiet tree lined streets and the creek that babbles be...

  • Beds3
  • Baths3.0
  • MLS1094239
  • Bldg.Glengarry
  • Courtesy ofKeller Williams Greater Sea

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18510 36th Ave W Unit F, Lynnwood

Beautiful light filled end unit townhome facing gorgeous park area! Enjoy shops, restaurants,theater,etc. Level entry, 3bed/2.5bath, great room with gas fireplace, priv...

  • Beds3
  • Baths3.0
  • MLS1094252
  • Bldg.Alderwood Highland Condo
  • Courtesy ofBetter Properties Eastside

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2211 236th St SE, Bothell

In the heart of Bothell is this freshly landscaped, home in the much sought-after Canyon Park community with an award winning school district. Featuring brand new carpet,...

  • Beds4
  • Baths2.0
  • MLS1093313
  • Bldg.Canyon Ridge Estates
  • Courtesy ofRE/MAX Town Center

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17706 121st St SE, Snohomish

Your New Home: Completely updated All on one level living, open concept, with laminate floors throughout. New kitchen complete with cabinets, subway tile backsplash, quar...

  • Beds3
  • Baths2.0
  • MLS1093283
  • Courtesy ofWindermere Real Estate Central

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