Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$129,950

12404 E Gibson Rd Unit L205, Everett

Welcome home to Bluegrass, a secure gated community in the heart of South Everett! Bright and spacious 2 bed / 1 bath unit with brand new carpet and updated paint! Open ...

  • Beds 2
  • Baths 1.0
  • MLS 718662
  • Bldg. Bluegrass

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$269,950

9403 17th Place NE, Lake Stevens

You will love this beautifully remodeled home located on a quiet cul-de-sac in sought after Stevens Cove. The kitchen features slab granite counter tops, new flooring, ca...

  • Beds 3
  • Baths 3.0
  • MLS 719496
  • Bldg. Stevens Cove

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$105,000

155 xx Highway 9, Arlington

Nice five acre lot zoned R5 on Hwy 9 just south of Arlington in unincorporated Snohomish County. Good access from 156th St NE (156th is a gravel road along the north prop...

  • Beds
  • Baths
  • MLS 719399

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$173,900

3912 Friday Ave, Everett

Don't miss this opportunity to own a home on a double lot in the Hewitt Heights neighborhood of Everett! This home has been upgraded w/ fresh interior paint, new carpet &...

  • Beds 2
  • Baths 1.0
  • MLS 719480

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$519,950

17422 40th Dr SE Unit 20, Bothell

Just released ! Magnolia w/ Outdoor fireplace brings in a covered patio - perfect for the incoming season! Home won't last! Fantastic community and this home is just a fe...

  • Beds 4
  • Baths 3.0
  • MLS 719412
  • Bldg. Canton Ridge

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