Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

property image


6512 Berkshire Dr, Everett

Location! Location! Main floor master bedroom w/door to 3/4 bathroom. U-shaped wrap around covered porch! Living room with fireplace & ceiling fan/light. Dining room area...

  • Beds3
  • Baths1.0
  • MLS828612
  • Bldg.Beverly Hills

property image


14116 65th Place W, Edmonds

Get ready to enjoy modern comfort, lush landscaping & luring sound view. This peaceful 2-story offers 6 bds, 2.5 beautiful heated floor bths and updated granite-cement co...

  • Beds6
  • Baths3.0
  • MLS828884

property image


3039 Belmonte Lane, Everett

Welcome to Belmonte Heights! Gorgeous views of the Cascade Mtn. & Sunrise on your private deck. Excellent location close to Legion Memorial Golf course & Port of Everett....

  • Beds2
  • Baths3.0
  • MLS828945

property image


110 S Dunham Ave, Arlington

Beautifully maintained home in the heart of Arlington. Great location Close to schools, shopping, and amenities. Newer hot water heater, Updated and remolded kitchen and ...

  • Beds3
  • Baths3.0
  • MLS829602

property image


12314 38th Dr SE, Everett

One of Everett's best communities! Rare Pioneer Trails "Rambler" on Cul-De-Sac & Greenbelt w/ Bonus area over garage – large enough for pool table or 4th bdrm/office. For...

  • Beds3
  • Baths3.0
  • MLS829351
  • Bldg.Pioneer Trails Div 1

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. DMCA information