Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

13917   3rd Ave W, Everett WA 98208

$189,000

13917 3rd Ave W, Everett

Beautiful, newer Craftsman-style home on a large lot! Enjoy the territorial tree-top views! This home boasts a comfortable floor plan. Relax in the inviting living room. ...

  • Beds 3
  • Baths 2.0
  • MLS 624056
  • Bldg. Veremonte

21913   123rd Ave NE, Arlington WA 98223

$250,000

21913 123rd Ave NE, Arlington

Private rambler on 2 ac. in Arlington Heights. Plenty of room here for you to stretch out and relax and enjoy your new home.

  • Beds 3
  • Baths 2.0
  • MLS 596653

22707   36th Dr SE, Bothell WA 98021

$549,950

22707 36th Dr SE, Bothell

Introducing The Reserve at Canyon Park by Lennar where Everything is Included! The Redwood Plan on Homesite 58 brings a greatroom design to new heights! Enjoy extensive h...

  • Beds 3
  • Baths 3.0
  • MLS 624099
  • Bldg. The Reserve at Canyon Park

22714   36th Dr SE, Bothell WA 98021

$549,950

22714 36th Dr SE, Bothell

Introducing The Reserve at Canyon Park by Lennar where Everything is Included! The Redwood Plan on Homesite 48 brings a greatroom design to new heights! Enjoy extensive h...

  • Beds 3
  • Baths 3.0
  • MLS 623272
  • Bldg. The Reserve at Canyon Park

5324   115 Place SE, Everett WA 98208

$346,000

5324 115 Place SE, Everett

Wow! This Home is Large! Over 3300 sq feet! Fantastic Mountain Views. Large great room and family room, oversized bright kitchen, HUGE walk in pantry, nice laundry room. ...

  • Beds 5
  • Baths 3.0
  • MLS 437315

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