Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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8116 242nd St SW Unit B, Edmonds

The floor plan of this townhouse is well thought out, open, clean and filled with natural light. Large living room opens to the bright dining room and leads to the Kitche...

  • Beds2
  • Baths3.0
  • MLS841421
  • Bldg.Ballingerwood West

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17618 85th Ave NE, Arlington

Beautiful well maintained 4 bedroom, 2 bath Rambler located in Eagle Heights on large lot. Brand new carpet and complete interior paint throughout home. Fully fenced, sh...

  • Beds4
  • Baths2.0
  • MLS841416
  • Bldg.Eagle Heights

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1727 75th, Lake Stevens

Nice private lot tucked away in West View Ridge, located on a dead end for and backed by an NGPA greenbelt. Excellent location for commuters. Property has recently been c...

  • Baths0.0
  • MLS841414

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21116 80th Ave W Unit 8, Edmonds

Find all of the comforts of home with all the conveniences in this much loved townhome. The open floor plan makes it easy to entertain, with a circular flow between livin...

  • Beds3
  • Baths3.0
  • MLS841280
  • Bldg.Homestead in Edmonds

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18926 45 Dr NE, Arlington

Desirable 3 beds and 2 full bath home in Walnut Ridge neighborhood. This beautiful house has been completely upgraded. Interior paint (throughout), new carpet, fully fenc...

  • Beds3
  • Baths2.0
  • MLS841393
  • Bldg.Walnut Ridge

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