Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$479,950

6127 140th St NW, Stanwood

New Const. 2200 SqFt nearly completed. Open floor plan, 3 ft. doors for wheel chair access just needs ramp. Slab granite high end cabinets, with custom accents, craftsma...

  • Beds4
  • Baths2.0
  • MLS971226
  • Courtesy ofRealty One Group Preview

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$319,900

16130 Dogwood Lane, Arlington

Newer Country home on over an acre. This is not your average split. The house is built into the hill so you walk out your sunny kitchen onto a private cement patio and la...

  • Beds4
  • Baths3.0
  • MLS1005952
  • Bldg.Jordon Rivers Trail
  • Courtesy ofRealty One Group Preview

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$519,000

4420 183rd Place SW, Lynnwood

Beautiful remodel on this 2 story, 3BR 2.5 ba. Gorgeous sunken living room, gas fireplace/marble hearth. New laminate flooring living, family &dining room. New sliding do...

  • Beds3
  • Baths3.0
  • MLS1006978
  • Courtesy ofRealty One Group Preview

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$395,500

1318 37th St Unit 2524, Everett

Sought after top floor, three bedroom, upgraded condo.Elevator from lobby to your own private haven. Light & bright with skylights, vaulted ceilings, cozy gas fireplace i...

  • Beds3
  • Baths2.0
  • MLS1006826
  • Bldg.Grand Condominiums
  • Courtesy ofRealty One Group Preview

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$375,000

8521 79th Ave NE, Marysville

A magnificent Marysville home! Some features include 3 large bedrooms, three bathrooms, living room, family room, built-in surround sound speakers, oversized concrete pa...

  • Beds3
  • Baths3.0
  • MLS1002386
  • Courtesy ofSIR Real Estate Services, Inc.

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