Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$728,995

21504 43rd (Lot 10) Dr SE, Bothell

GRAND OPENING! Pacific Ridge Homes presents Cushman Trails in Bothell a sought after neighborhood! A beautifully decorated Baker model is open for tour. Pacific Ridge Hom...

  • Beds5
  • Baths3.0
  • MLS1069643
  • Bldg.Cushman Trails
  • Courtesy ofDR Horton

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$525,900

24723 147th St SE, Monroe

Come and Check this move in ready House. Newly remodeled, the roof has been teared off and installed , Completely new cedar siding and exterior trim on the entire structu...

  • Beds3
  • Baths3.0
  • MLS1069647
  • Courtesy ofLarson Real Estate

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$559,950

6124 171st Ave SE, Snohomish

Absolutely Better Than New - Pride of ownership is evident throughout this wonderful 4bd, 2.5 bath home. The gated entry leads you to over an acre of manicured gardens, f...

  • Beds4
  • Baths3.0
  • MLS1069646
  • Courtesy ofKeller Williams Downtown Sea

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$500,000

15441 168th AVE SE, Monroe

Stunning 5 bedroom featuring: New Miller Superior Quality exterior/interior paint, Stainmaster TruSoft Carpeting w/2 layers of PetProtect cushioning, New faux hard-wood v...

  • Beds5
  • Baths3.0
  • MLS1066134
  • Bldg.Walnut Grove Div. No 1
  • Courtesy ofLifestyle Properties, LLC

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$550,000

24104 887th Ave W, Edmonds

Welcome! This home is a standout. Attractively Landscaped in front, level and fully fenced in back w/patio, 2 apple trees, lots of gardening space. Freshly painted, top o...

  • Beds4
  • Baths3.0
  • MLS1069259
  • Courtesy ofRockwell Realty LLC

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