Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes


15806 Gold Bar Dr, Gold Bar

Your Home in May Creek Tracts .67 acres overlooking May Creek w/Mt view. Enjoy Huge Sturdy New Deck while relaxing in Private Back Yard; sound of the Rambling Creek & Bi...

  • Beds 2
  • Baths 2.0
  • MLS 674969


0 Ravenna Street, Everett

Lots of options for this 0.20 acre lot in Lowell area with views of the Snohomish Valley, river and Cascade Mountains. Purchase with adjacent lot to the north (MLS #67326...

  • Beds
  • Baths
  • MLS 673283


0 Lincoln Street, Everett

Lots of options for this 0.27 acre lot in Lowell area with views of the Snohomish Valley, and Cascade Mountains. Purchase with adjacent lot to south (MLS # 673283, 0.20 a...

  • Beds
  • Baths
  • MLS 673267


0 0000 May Creek Mtn View Tracts, Gold Bar

Just shy 1/4 acre with PUD water already installed and paid for. There is an approved two bedroom Septic Design for this parcel which expired March of 2011. Septic desi...

  • Beds
  • Baths
  • MLS 671375
  • Bldg. May Creek Mt. View TR


0 xxx S Lake Roesiger Rd, Snohomish

Over two acres of wooded land near Lake Roesiger. This property borders the Lake Roesiger Fire Department Building as well as 149 acres of Department of Natural Resource...

  • Beds
  • Baths
  • MLS 671262

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