Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$295,000

1525 Virginia Ave, Everett

Beautifully remodeled legal duplex on 2 lots, priced well below recent appraisal. Both 2 bed, 1 bath units are separately metered and absolutely turnkey. The site feature...

  • Baths0.0
  • MLS791992

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$95,000

2 XXXX Lake Riley Rd, Arlington

Enjoy the green and peace! Almost 10 acre vacant land sits on the 11 miles NE of downtown Arlington. Very close to the beautiful Lake Riley. Zoned RD. Get rid of the city...

  • Baths0.0
  • MLS791970

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$127,000

0 Lot S2 Springhetti Rd, Snohomish

Lot "S2" is a 5 acre “Agricultural use” property with lot status. This lot would be a match for someone with an agricultural business wanting to build a residence, a barn...

  • Baths0.0
  • MLS653343

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$295,000

8732 23rd St NE, Lake Stevens

Move in ready! Beautiful 2 story home that is a stand alone condominium with fenced yard, in a great neighborhood! It has 3 bedrooms, 2.5 baths and 2 car garage. Features...

  • Beds3
  • Baths3.0
  • MLS792058
  • Bldg.Crosswater

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$215,000

12713 15th Ave W, Everett

Fantastic Urban living - This amazing turn key style town home features 3 bedrooms 2.5 bath with all appliances included. Great open floor concept with living and kitchen...

  • Beds3
  • Baths2.0
  • MLS792198

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