Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

101  S Indiana Ave, Granite Falls WA 98252


101 S Indiana Ave, Granite Falls

Great Investment - Granite Falls 4 Plex, no vacancies in this well maintained property. Outside just professionally painted, 5 year Roof Cert, PUD energy package with Vin...

  • Beds
  • Baths
  • MLS 712545

4117   214th St SE, Bothell WA 98021


4117 214th St SE, Bothell

This beautiful home shows like a model with all the upgrades. Enter to soaring ceilings and stone & wood floors throughout. Main level unites formal living & dining, grea...

  • Beds 4
  • Baths 1.0
  • MLS 712454
  • Bldg. Bellemont Heights

15601   99th DR NE, Arlington WA 98223


15601 99th DR NE, Arlington

Gene's Estates - A gorgeous new plat of 21 luxury homesites, nestled into the woods, yet easy access to Hwy 9, I-5 and the Smokey Point area. Construction begins (Sept) o...

  • Beds 4
  • Baths 2.0
  • MLS 712544
  • Bldg. Genes Estates Div II

22310   98th Ave W, Edmonds WA 98020


22310 98th Ave W, Edmonds

Come home to this unique Edmonds 3 Bedroom, 2.25 Bath charmer with a daylight basement. County says 1,748 sq ft but don't miss the ADDITIONAL 1,400+ sq/ft in the partiall...

  • Beds 3
  • Baths 2.0
  • MLS 711594

19302   Fales Rd, Snohomish WA 98296


19302 Fales Rd, Snohomish

Gorgeous log home retreat on 2.1 ac Open flr plan 4138 sq ft total w/2 bedrm full bath & large view loft upper flr; great rm, kitchen, dining area, master bedrm suite on ...

  • Beds 3
  • Baths 4.0
  • MLS 560807

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