Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes


15815 Admiralty Wy Unit B2, Lynnwood

4 bedroom 3 bath Townhouse in great location! Great access to I5 and I405. Main floor has a bedroom with a full bath, dinning nook off the open kitchen, living room with ...

  • Beds 4
  • Baths 3.0
  • MLS 697497
  • Bldg. Admirals Court


2510 204th Place SW Unit D-1, Lynnwood

Come home and enjoy this large 3 bed, 2.5 bath townhome. hardwood entry, hardwood kitchen floors, white painted 2 panel interior doors, gas fireplace w/granite tile count...

  • Beds 3
  • Baths 3.0
  • MLS 583574
  • Bldg. Brentwood Townhomes


21508 81st Ave NW, Stanwood

Rare find in Warm Beach. Quiet street offers custom remodel, boasting expansive views of Livingston Bay. Camano Island and the Olympic Range. Watch horses, coyotes, eag...

  • Beds 3
  • Baths 4.0
  • MLS 697491
  • Bldg. Warm Beach Heights


219 160th St SE, Bothell

Cute as a button one story extensively remodeled home minutes from Mill Creek town center and freeway access. Brand new kitchen with maple cabinetry, slab granite counter...

  • Beds 3
  • Baths 2.0
  • MLS 697495


2518 Burley Dr, Everett

Come see this beautiful Legacy Home! Upgrades include Hardwood Floors up and some down, air filter, new microwave, garbage disposal and granite tiles in wonderful country...

  • Beds 3
  • Baths 3.0
  • MLS 697487
  • Bldg. Jefferson Meadows

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