Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes


7028 208th St SW Unit 18, Lynnwood

A rare find. BRAND NEW manufactured home located across from Lynnwood Golf Course and situated in a small family owned 55+ park. Bus on street in front for easy access to...

  • Beds 2
  • Baths 1.0
  • MLS 624651


620 112th St SE Unit 300, Everett

Newer roof and hot water heater. Sweet 2 bed 2 full bath home waiting for your personal touch. Utility room has full sized freezer. Nice floor plan with living, dining,&...

  • Beds 2
  • Baths 2.0
  • MLS 618809


4033 282nd St NE, Arlington

Priced to sell, ready to build. Backs to Pilchuck Tree Farm. Secluded 4.82 acres with approximately 1+ very private acres you can use. Approved building site, 4 bedroom L...

  • Beds
  • Baths
  • MLS 624512


23016 94th Ave W, Edmonds

Short Plat Approved until July 2015! Gorgeous Level Land with approval to build 4 houses. City will work with you for a SFR or Adult Family Home, etc... Private Setting,...

  • Beds
  • Baths
  • MLS 624228
  • Bldg. Approved Short Plat McCormick


2232 Hoyt Ave, Everett

Well maintained 5-plex in downtown Everett. Building offers a new roof, new exterior paint, new back stair case and updated landscaping. Several of the units are at bel...

  • Beds
  • Baths
  • MLS 624185

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. DMCA information