Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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15706 E Shore Dr, Lynnwood

Lakefront home, first time on market! Pan Abode Log home with 50 ft. Prime west facing waterfront including dock. Mature trees, garden space on lush 14,810 soft lot. M...

  • Beds3
  • Baths2.0
  • MLS1035100
  • Courtesy ofWindermere Real Estate Midtown

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2510 236th St SW, Brier

Welcome to Brier! This completely remodeled 3 bedroom 1 bath home has Pinterest written all over it! This house has been completely updated from top to bottom! Brand new ...

  • Beds3
  • Baths1.0
  • MLS1034755
  • Courtesy ofSkyline Properties, Inc.

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14714 Admiralty Wy Unit B310, Lynnwood

Wonderful 3 Bedroom Top Floor End Unit Condo Featuring Great Room Lifestyle backing to natural setting with cozy gas fireplace and easy care laminate flooring. Master Bed...

  • Beds3
  • Baths2.0
  • MLS1035996
  • Bldg.Stone Horse Condo
  • Courtesy ofJohn L. Scott Mill Creek

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22301 66th Place W, Mountlake Terrace

Newly remodeled and ready for the new owner to call it home! Beautiful new floors throughout, new paint inside and out, new appliances, finished basement, new furnace, fr...

  • Beds3
  • Baths3.0
  • MLS1036619
  • Courtesy ofJohn L. Scott - KMS Renton

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4832 Delaware Ave, Everett

Beautiful Mid-Century 1 story home, well appointed updates while retaining its original character & charm! Remodeled kitchen & baths, formal & informal living areas with ...

  • Beds4
  • Baths3.0
  • MLS1035485
  • Bldg.Claremont Heights
  • Courtesy ofRE/MAX Northwest Realtors

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