Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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1208 1200 Second St, Snohomish

Building includes 5,760 sq ft space divided into 3 units. Current Mexican Store has 1,750 asf, a tailoring shop with 750 asf , restaurant of approx. 3,260 Sq ft, plus a ...

  • Baths0.0
  • MLS872800
  • Courtesy ofCENTURY 21 North Homes Realty

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21116 77th Place W Unit 101, Edmonds

Incredible 2bdr/1 Bth ground level(rambler style)end unit in a 4 unit bldg with own Fenced Back Yard (no steps) Charming wood & brick bldg (very quiet & cozy) Huge concre...

  • Beds2
  • Baths1.0
  • MLS873008
  • Bldg.Rustic Manor
  • Courtesy ofAftab Realty, Inc

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14219 24th Ave W, Lynnwood

Welcome to Dallas Creek & The "Chelan"-proudly built by Sea Pac Homes. This Great Rm designed floor plan makes dining & entertaining a piece of cake. Your new home includ...

  • Beds3
  • Baths3.0
  • MLS872997
  • Bldg.Dallas Creek
  • Courtesy ofJohn L. Scott Everett

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14211 24th Ave W, Lynnwood

Sea Pac Homes welcomes you to Dallas Creek, an exciting new neighborhood in Lynnwood! The "Willow" is one of those floor plans that has room for all. Great space on the m...

  • Beds4
  • Baths3.0
  • MLS873011
  • Bldg.Dallas Creek
  • Courtesy ofJohn L. Scott Everett

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7507 75th Place NE, Marysville

If you’re looking for a view, spacious home w/ character & a huge lot w/ privacy, look no more! Fabulous, soaring tongue & groove ceilings, hdwd floors, an abundance of w...

  • Beds4
  • Baths3.0
  • MLS870991
  • Courtesy ofWindermere R.E. Arlington

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