Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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8115 145th Dr SE, Snohomish

Great duplex on 1.33 acres. Seconds to the Snohomish Golf Course - Enjoy the "spread out" spaces of the Snohomish County country side along with your tenants enjoying th...

  • Baths0.0
  • MLS832455

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106 B Whidbey Island Dr, Hat Island

Southwest facing view lot on private island just minutes form Everett. Enjoy pristine beaches, wildlife, gorgeous marina and nine hole golf course. Tranquil getaway set...

  • Baths0.0
  • MLS840455
  • Bldg.Hat Island

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5300 Glenwood Ave Unit M2, Everett

Welcome home to this classy remodeled townhome set in private community. Enjoy a chef’s kitchen with brand new appliances, cabinets, flooring and beautiful 9 ft slab gran...

  • Beds1
  • Baths3.0
  • MLS839943
  • Bldg.Villas at Glenwood

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1001 W Casino Rd Unit H105, Everett

Ground floor condo features master bath, laundry unit, & 2 assigned parking spaces. Community sports court and covered gazebo great for entertaining guests. Victoria Park...

  • Beds2
  • Baths2.0
  • MLS840459
  • Bldg.Victoria Park

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18417 42nd Ave SE, Bothell

Come home to this bright open floor plan. Vaulted entry way w/ chandelier. Large kitchen with stainless appliances, granite counters & walk in pantry. Kitchen is open to...

  • Beds3
  • Baths3.0
  • MLS840443
  • Bldg.Woodcress

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