Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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412 Center Rd Unit #D-3, Everett

Move-In Ready Townhome Condo 2 Bedroom/1.5 Bath. Wood burning fireplace. Granite Counter Top & Stainless Steel appliances with pass through to the Dining Room. Full...

  • Beds2
  • Baths2.0
  • MLS1080536
  • Bldg.Townhomes on Center
  • Courtesy ofWindermere R.E. Mill Creek

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1920 19th St, Everett

Returned to its former glory is this historic home that has been lovingly remodeled from top to bottom! Period touches such as the original floors, claw foot tub, crystal...

  • Beds3
  • Baths2.0
  • MLS1076180
  • Courtesy ofRedfin Corp.

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1607 233rd St SE, Bothell

Welcome to Braeton Woods, a gorgeous community with spacious lots & beautiful green spaces. The Hartwell is a great room styled plan featuring a double sided fireplace an...

  • Beds5
  • Baths3.0
  • MLS1082542
  • Bldg.Braeton Woods
  • Courtesy ofJohn L. Scott Everett

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15109 72nd Dr SE, Snohomish

Beautiful Gold Creek home that backs to a Greenbelt is surrounded by parks & trails.Recently updated with rich hardwood floors,granite and High-end SS appls in kitchen,ne...

  • Beds4
  • Baths3.0
  • MLS1080701
  • Bldg.Snohomish Cascade Sec. 2A
  • Courtesy ofJohn L. Scott Mill Creek

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10609 19th Ave SE, Everett

Quality duplex in very good condition. New fencing, new roof, new exterior paint, new electrical boxes. Each has washer/dryer, dishwasher and a single-car garage. Addit...

  • Baths0.0
  • MLS1082515
  • Courtesy ofFireside Homes Real Estate LLC

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