Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$296,400

4802 72nd Dr NE, Marysville

MUST SEE! This Single Family Residence Is A Very Large Home That Sits On Respectable Sized 7034 Sq. Ft lot. This Property Situated At 4802 72nd Dr NE Is Located In The C...

  • Beds4
  • Baths3.0
  • MLS1004653
  • Courtesy ofOwners.com

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$374,950

19306 92nd Dr NW, Stanwood

Gorgeous New Construction! Great open concept floor plan. Enjoy entertaining in the fabulous kitchen with slab granite counters, full tile back splash, center isle and r...

  • Beds4
  • Baths3.0
  • MLS1002989
  • Bldg.Warm Beach
  • Courtesy ofJohn L. Scott Mill Creek

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$334,995

7318 46th Place NE, Marysville

This home is located in a quiet neighborhood backs to a peaceful greenbelt. This home is well maintained, has vaulted ceilings in the living room and kitchen, has a skyli...

  • Beds4
  • Baths3.0
  • MLS1004072
  • Bldg.Jefferson Hill
  • Courtesy ofRealty One Group Preview

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$189,500

5223 269th Place NE, Arlington

Charming rambler on a shy 1/3 acre lot right next to beautiful Centennial Trail! Affordable cozy 2 bedroom 1 bath home opens up to main living area w/energy saving free s...

  • Beds2
  • Baths1.0
  • MLS1002899
  • Bldg.Bryant Town
  • Courtesy ofWindermere R.E. Lake Stevens

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$279,999

4621 Delaware Ave, Everett

Huge 2 bedroom 2 bath, 2 car garage. Master with Bathroom. Over 11,000 sq ft lot in the city. Bring your toys, plenty of storage. Corner lot with no house behind it. Th...

  • Beds3
  • Baths2.0
  • MLS1004506
  • Bldg.Central Park Add to Everett
  • Courtesy ofColdwell Banker Bain

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