Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

property image


21216 52nd Ave W, Mountlake Terrace

NOW AVAILABLE 1.012 ACRE LAND PARCEL FOR A PROPOSED 21 UNIT FEE-SIMPLE TOWNHOME SITE. Rare Developer opportunity for NEW fee-simple townhomes located in the proven high b...

  • Baths0.0
  • MLS949826
  • Courtesy ofThe Excell Group, Inc.

property image


2200 196th St SE Unit 68, Bothell

Situated in 55+ community w/active clubhouse, this home enjoys lots of recent updates including new carpet, laminates, kitchen counter tops, fresh paint in soft neutrals,...

  • Beds3
  • Baths2.0
  • MLS948139
  • Courtesy ofWindermere RE North, Inc.

property image


19626 23rd Dr SE, Bothell

EAST FACING 4 bed/2.75 bath VIEW home in gated community of Copper Ridge. This high-end custom home features amazing great room, a gourmet kitchen w/Samsung SS appliances...

  • Beds4
  • Baths3.0
  • MLS948374
  • Bldg.Copper Ridge
  • Courtesy ofPacific Properties

property image


320 125th St SE, Everett

Gorgeous interior! Great room concept living area w/ hardwood-style flooring & patio access. Oversized kitchen w/tile counters, modern tiled backsplash, breakfast bar, pa...

  • Beds3
  • Baths3.0
  • MLS950098
  • Bldg.The Crossing at North Creek
  • Courtesy ofRE/MAX Northwest Realtors

property image


2820 Everett Ave., Everett

Great move in ready home with 3 bedrooms 1.5 baths, minutes from I-5 and Hwy. 2.Sweeping views of the Cascade mountains. new roof, Interior paint, carpet, and laminate in...

  • Beds3
  • Baths2.0
  • MLS950342
  • Bldg.Everett
  • Courtesy ofJohn L. Scott, Inc.

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. DMCA information