Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

8024   53rd Ave W Unit 512, Mukilteo WA 98275


8024 53rd Ave W Unit 512, Mukilteo

Lovely one bedroom condo in highly sought after View Point. Lovingly cared for by these the second owners for nearly 30 years! Breathtaking views of the sound and the Oly...

  • Beds 1
  • Baths 2.0
  • MLS 689767
  • Bldg. View Point

19223   34th Dr SE, Bothell WA 98012


19223 34th Dr SE, Bothell

Buyer's failed to sell their home~back to Active. This sweet split entry has all new carpet throughout & freshly painted. The roof replaced in 2013. Located in a quiet ne...

  • Beds 3
  • Baths 3.0
  • MLS 625394
  • Bldg. Stafford Vista 05

8710   188th St SE, Snohomish WA 98296


8710 188th St SE, Snohomish

Custom features in this Great Room floor plan with updated laminate flooring upstairs and down. Vaulted ceilings, gorgeous woodwork & custom cabinets are just a start. M...

  • Beds 2
  • Baths 2.0
  • MLS 689772

815   40th Place, Everett WA 98201


815 40th Place, Everett

Exceptionally well maintained home in The Preserve, a sought-after neighborhood in the heart of the city yet tucked away on quiet street. This stunning 2-story boasts li...

  • Beds 4
  • Baths 3.0
  • MLS 689764
  • Bldg. The Preserve

4432   133rd St SW, Mukilteo WA 98275


4432 133rd St SW, Mukilteo

Enjoy the private serenity of this 5 bdrm 3327 sqft home in Harbour Heights on border of Mukilteo/North Edmonds. Vaulted ceilings grace entry & elegant living rm. 20x30 a...

  • Beds 5
  • Baths 3.0
  • MLS 689667
  • Bldg. Harbour Heights 1-B

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