Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$1,650,000

3409 Shore Ave, Everett

Sweeping views, style, peace of mind. Extensive contemporary renovation with breathtaking architectural design and workmanship. Soaring two story entry, dramatic floor to...

  • Beds4
  • Baths5.0
  • MLS810973

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$293,000

27711 Bayview Ln., Stanwood

Inviting home w/covered grand entry. 1868 sqft home includes open living, dining and kitchen area with pellet stove. Large entertainment deck with level, expansive fully ...

  • Beds3
  • Baths2.0
  • MLS809887
  • Bldg.Bayview Lane

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$395,000

22411 137th St NE, Granite Falls

Prime candidate for Vacation Rentals, weekend getaways, or full time residency all rolled into one amazing package! Two single family homes on separate tax parcels PLUS a...

  • Baths0.0
  • MLS811734
  • Bldg.Canyon Creek Lodge

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$859,000

2004 Valley View Dr, Lake Stevens

Luxury triplex w/stunning views & solid investment potential! 1st unit features granite slab, heated tile, enormous island w/storage, 2 sinks, walk in pantry w/frig, stai...

  • Baths0.0
  • MLS810989

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$565,000

20814 74th Ave W, Edmonds

Great opportunity to own this investment property! 4 Plex with 10 parking space. 100% occupancy. Long term tenants. One of the unit has been updated, low maintenance fees...

  • Baths0.0
  • MLS808503
  • Bldg.Aurora Homesites

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