Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$795,000

6704 Waterton Cir, Mukilteo

Private gated waterfront community, Open floor plan Burnstead resale home with stunning Puget Sound & Island view, New exterior & interior paint, New high quality carpet ...

  • Beds3
  • Baths4.0
  • MLS825694
  • Bldg.Waterton at Harbour Pointe-A

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$369,900

11808 1st Place SE, Lake Stevens

Everything is done for you, welcome home! Stunning finishes throughout this elegantly remodeled home in Rhodora Heights. Rich hardwood floors throughout the main living a...

  • Beds4
  • Baths3.0
  • MLS826197
  • Bldg.Noble Court Div 2

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$339,000

7007 67th St NE, Marysville

This quality Rambler is located in fabulous Brookwood Heights & has what you've been looking for! All on a quiet peaceful cul-de-sac. Three bdrm, includes lovely master b...

  • Beds3
  • Baths2.0
  • MLS826043
  • Bldg.Brookwood Heights

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$439,995

3615 200th Place SE, Bothell

Welcome to Carter Estates - new homes offering outstanding included features: Euro-design kitchens, extensive handscraped hardwood floors, NW contemporary styling and so ...

  • Beds3
  • Baths3.0
  • MLS826162
  • Bldg.Carter Estates

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$439,995

3619 200th Place SE, Bothell

Welcome to Carter Estates - new homes offering outstanding included features: Euro-design kitchens, extensive handscraped hardwood floors, NW contemporary styling and so ...

  • Beds3
  • Baths3.0
  • MLS826160
  • Bldg.Carter Estates

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