Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$596,995

1424 184th Place SW Unit 64, Lynnwood

Welcome to Silver Peak Estates. 90 new homes ranging in size from 1748-3,285 SF and 3-6 bedrooms. Our newest Pacific Ridge Community offering the finest in Northwest Cont...

  • Beds3
  • Baths3.0
  • MLS1057470
  • Bldg.Silver Peak Estates
  • Courtesy ofDR Horton

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$156,900

12600 4th Ave W Unit 9G, Everett

Elegeant well maintained, partialy updated, large 2 Bed Townhome. Main flr features: lg living rm w/pellet stove, 1/2 Bath, bright open kitchen & lg pantry, laundry rm w/...

  • Beds3
  • Baths3.0
  • MLS1057462
  • Bldg.4th Ave Village
  • Courtesy ofWindermere Real Estate HKW,Inc

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$379,000

3929 149th Place SW Unit 24, Lynnwood

Gorgeous 3 Bed home in desirable Lynnwood! Spacious living room features vaulted ceiling and gas fireplace. Open kitchen/dining area with refinished, beautiful hardwood f...

  • Beds3
  • Baths3.0
  • MLS1057455
  • Bldg.Baywood Heights
  • Courtesy ofKW Everett

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$340,000

1330 85th Dr NE, Lake Stevens

Come home to your personal retreat w/private gardens and yard, two decks, hardscape patio, fire pit & waterfall. Backs to greenbelt. Granite counters and upgraded fixture...

  • Beds4
  • Baths3.0
  • MLS1053311
  • Bldg.Parkway Crossing
  • Courtesy ofBuck Real Estate

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$750,000

18726 18706 Smokey Point Blvd, Arlington

Approximately 1.56 acres of usable land with a variety of uses for development; retail commercial, multi-use retail, multi-family and more. Currently zoned NC- Neighborho...

  • Baths0.0
  • MLS1057441
  • Courtesy ofKeller Williams Greater Sea

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