Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$283,000

Marysville

Lovely home in Rock Creek community! 3 nice sized bdrm., 2.5 baths plus den/office space. Tall vaulted ceilings w/skylights and nice open floor plan. Designer colors th...

  • Beds3
  • Baths3.0
  • MLS749534
  • Bldg.Rock Creek

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$289,950

3121 Lombard Ave Unit C, Everett

Stylish home built in 2006. Live in the heart of Everett & enjoy all the excitement of the city. 2 Blks to Xfinity Events Ctr & easy access to I-5 + Transit Station, Star...

  • Beds3
  • Baths3.0
  • MLS749027
  • Bldg.Lombard Street

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$210,500

6515 134th Place SE Unit K1, Snohomish

Location, location, private, just like your own back yard! One level, ground, backs to common area open space. Fabulous upgrades incl. Crown moulding, plantation shutter...

  • Beds2
  • Baths2.0
  • MLS701727
  • Bldg.The Arbors

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$139,950

5300 Harbour Pointe Blvd Unit 307N, Mukilteo

Charming upgraded top 2-level unit in the Hamptons on Harbour Pointe. One of the largest floor plans with lots of windows and tons of natural light. Enjoy the full siz...

  • Beds2
  • Baths2.0
  • MLS722171
  • Bldg.Hamptons at Harbour Pointe

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$262,500

6830 89th Place NE, Marysville

Central Marysville location with lots of room inside and out. This home has 4 bedroom, 3 on the first floor bedrooms and 1 upper bedroom with a full bath and a large Re...

  • Beds4
  • Baths2.0
  • MLS749432

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