Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$179,500

6100 Woods Creek Rd, Monroe

Beautiful wooded 10 acres on Woods Creek. Cross your own private bridge into paradise. Drilled well, good percolation, ready to build. Only eight miles north of Monroe. P...

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  • MLS736496

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$350,000

2830 99th Ave NE, Lake Stevens

Townhse style duplex w/2BR, 1 1/2 baths in each unit. It is situated on a nice street on a large lot; each unit has a single car garage & additional off street parking: p...

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  • MLS736005
  • Bldg.Equestrian Meadows

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$400,000

2319 SW 119th St, Everett

Remarks Super nice Duplex. Great location near Boeing with easy freeway access. Currently rented and turn key investment! Two car garages and level lots make these e...

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  • MLS729304

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$359,950

29614 Cedar Ponds Rd, Monroe

37.23 acres of beautiful rolling pasture already fenced and cross fenced! Perfect for an equestrian farm w/riding trails nearby. Several older barns & sheds along with fr...

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  • MLS736257

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$275,000

29519 Reiner Rd, Monroe

This beautiful 20 acres is one of eight 20 acre lots w/reciprocal shared use easement for access to just under 160 acres of private trails. Hikers/mt. bikers, fishermen, ...

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  • MLS673723
  • Bldg.Riverglen Highlands

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