Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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1054 Walnut St, Edmonds

This land has an existing structure. There are many options- tear down and start fresh, use existing foundation, or do a major remodel and expand. Possible view from a 2n...

  • Beds2
  • Baths1.0
  • MLS966702
  • Bldg.Edmonds, Plts Vol 2 Page 39
  • Courtesy ofJohn L. Scott, Inc.

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8110 72nd Dr NE, Marysville

Pristine, updated 3 Bed,2.75 Bath home overlooking CedarCrest Golf Course & views beyond. Open floor plan w/LR/DR & dramatic custom designed FP. Kitchen w/granite counter...

  • Beds3
  • Baths3.0
  • MLS966529
  • Bldg.Serenity Park
  • Courtesy ofWindermere RE/Capitol Hill,Inc

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15123 32nd Ave W, Lynnwood

This beautifully remodeled home in a great Lynnwood location could be yours. Large fenced yard! RV parking. Large old growth landscaping. Fruit trees, room to roam. The o...

  • Beds3
  • Baths2.0
  • MLS967127
  • Courtesy ofRealty One Group Preview

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3502 164th Place SE, Bothell

Immaculate townhouse backing to the protected nature preserve, this contemporary home is serene and peaceful! Enter on lower level into the flexspace and enjoy listening ...

  • Beds3
  • Baths3.0
  • MLS967175
  • Bldg.Cottage Court
  • Courtesy ofWindermere R.E. Northeast, Inc

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3302 12TH Place SE, Everett

NEW PRESIDENTIAL ROOF being installed. One of the neighborhoods largest floor plans at 2649sqft of open living space! Formal living w/ cozy fireplace, family room flooded...

  • Beds4
  • Baths3.0
  • MLS960651
  • Courtesy ofRE/MAX Town Center

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