Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

11808   14th Ave W Unit 16, Everett WA 98204


11808 14th Ave W Unit 16, Everett

Come home to this wonderful single family Townhouse. Featuring 3 bedrooms, 2 1/2 baths, huge kitchen w/ ample cabinets, counter space & additional pantry for more storage...

  • Beds 3
  • Baths 3.0
  • MLS 697483
  • Bldg. Alderbrook Village West

6807   156th St NW, Stanwood WA 98292


6807 156th St NW, Stanwood

100 ft. Lake Rowland Waterfront on nearly 4 acres. This 3 bedroom 4 bath home features, great room, open kitchen with eating space, formal dining, separate living room, ...

  • Beds 3
  • Baths 4.0
  • MLS 695622

1124   99th St SW, Everett WA 98204


1124 99th St SW, Everett

Beautiful Home in desirable location. Popular floorplan with great kitchen open to eating area and separate formal dining. Large family room with cozy gas insert and buil...

  • Beds 3
  • Baths 3.0
  • MLS 698627
  • Bldg. North Creek Gardens

10721   210 St SE, Snohomish WA 98296


10721 210 St SE, Snohomish

Like new one level home on 1.45 level landscaped acres on quiet street in Echo Lake just minutes to HWY 522. Entirely brand new kitchen cabinets & appliances, new hardwoo...

  • Beds 3
  • Baths 2.0
  • MLS 698622

22823   2nd Ave SE, Bothell WA 98021


22823 2nd Ave SE, Bothell

First Time On The Market In Over 30 Years! Stunning Remodel of This Large & Spacious Rambler w/ Fully Finished Basement. Beautifully Remodeled Kitchen w/ All Appliances T...

  • Beds 4
  • Baths 2.0
  • MLS 680462

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