Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$299,950

2207 Chestnut St, Everett

Great investment property perfect for owner occupant, live in one side and rent the other or rent both sides, one story duplex with a large yard, each side offers 2 bedro...

  • Baths0.0
  • MLS794662
  • Bldg.Falconers Add Div A

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$700,000

1133 161st SW Unit A & B, Lynnwood

Splendid views of Martha Lake from this spacious 4104 S.F. 2 Unit Condo. Condos have lake and mountain views from Kitchens, Family Rooms and Master Bedrooms. Beautiful op...

  • Beds6
  • Baths6.0
  • MLS794344

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$375,000

1133 161st SW Unit B, Lynnwood

Breath taking views of Martha Lake from this spacious 2088 Sq.Ft. 3 Bedroom /2.5 Bath Condo. Lake and mountain views from the Kitchen, Family Room, Master Bedroom and Mas...

  • Beds3
  • Baths3.0
  • MLS789701

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$350,000

1133 161st SW Unit A, Lynnwood

Breath taking views of Martha Lake from this spacious 2016 Sq.Ft. 3 Bedroom /2.5 Bath Condo. Lake views are from the Kitchen, Family Room, Master Bedroom and Master Bath....

  • Beds3
  • Baths3.0
  • MLS788094

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$215,000

901 E Marine View Dr Unit 201, Everett

Completely remodeled from floor to ceiling! This pristine end-unit 3 BR, 2.5 ba condo boasts contemporary elegance with designer updates including granite slab counter t...

  • Beds3
  • Baths2.0
  • MLS794551
  • Bldg.Vista Court

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