Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes


18930 Bothell Everett Hwy Unit F203, Bothell

Spacious 2 bedroom condominium home at Brookwood. 9' ceilings and transom windows. Nice and bright living area with fireplace and access to private balcony with storage r...

  • Beds 2
  • Baths 1.0
  • MLS 686198
  • Bldg. Brookwood


14611 50th Ave NE Unit M-204, Marysville

The Hunt Stops Here! Built in 2008 this 2 bed 2 bath condo with attached garage has a bright open layout and is in pristine condition. The kitchen features stainless stee...

  • Beds 2
  • Baths 2.0
  • MLS 687866
  • Bldg. McKendree Park


2518 193rd St SW, Lynnwood

Alderwood Ridge in the Alderwood community includes hardwood entry, stainless steel appliances, full extension soft close cabinet drawers, natural slate/limestone backspl...

  • Beds 3
  • Baths 3.0
  • MLS 688681


32 G Mulkiteo, Hat Island

Great opportunity to finish this great. cabin. Very livable while working on it. Insulated and ready for drywall. Wired for base board heaters. Needs cabinets, and floor...

  • Beds 2
  • Baths 1.0
  • MLS 688771


19527 33rd Dr SE Unit 17, Bothell

The much anticipated DR Horton community of Trail Ridge is now selling homes! The Hampton is a wonderful design with Northshore Schools. Amazing features, granite slab co...

  • Beds 3
  • Baths 3.0
  • MLS 688755
  • Bldg. Trail Ridge Heights

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