Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$170,000

12303 Harbour Pointe Blvd Unit W302, Mukilteo

Front 9 Condo, One of the most sought after complexes in the area. Top floor, end unit w/open floor plan. 3 bed, 2 bath, w/2 parking. Vaulted ceiling. Granite counter top...

  • Beds3
  • Baths2.0
  • MLS744861
  • Bldg.Front 9

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$187,000

11617 10th Ave W Unit B, Everett

S Everett townhome on a quiet dead-end street. Gleaming hardwood floors & cozy fireplace. Separate dining room. The kitchen needs some TLC to make it your perfect, dream ...

  • Beds3
  • Baths3.0
  • MLS763855
  • Bldg.Hampton Knoll

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$259,900

229 Dorn Ave Unit D102, Everett

Come and see this beautiful townhome featuring 3 Bedrooms and 2.5 bath, 1,427 square feet. The home has a balcony and small back yard with patio, granite counter tops, Ma...

  • Beds3
  • Baths3.0
  • MLS763842
  • Bldg.Ashbyrn Townhomes

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$119,000

16817 Larch Wy Unit F-204, Lynnwood

Don't miss this 3 bedroom 2 full bath condo. Recently updated with Hickory kitchen cabinets & new vinyl flooring. This unit includes 3 parking spaces. Nice work out room ...

  • Beds3
  • Baths2.0
  • MLS654910
  • Bldg.Martha's Landing

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