Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$55,000

9810 State Ave Unit 8, Marysville

Affordable living in the heart of Marysville! Spacious and clean double-wide with 2 beds & 2 full baths. Back yard overlooks green belt with stream & has a patio, bbq are...

  • Beds3
  • Baths2.0
  • MLS893857
  • Courtesy ofCENTURY 21 Real Estate Center

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$179,950

115 124th St SE Unit N8, Everett

Beautiful 3 bed 2 full bath townhome in the Hampton Park complex w/ stunning upgrades throughout- including gleaming laminate flooring, granite counters, & stainless stee...

  • Beds3
  • Baths2.0
  • MLS894620
  • Bldg.Hampton Park
  • Courtesy ofCENTURY 21 Real Estate Center

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$359,999

15033 47th Dr SE, Everett

Welcome to Kingsridge in Silver Firs! This open concept floor plan also includes 3 bedrooms and 2.5 bathrooms. The kitchen offers a ton of counter top space, a huge pantr...

  • Beds3
  • Baths3.0
  • MLS895475
  • Courtesy ofColdwell Banker Bain

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$259,000

8911 NE 45th, Marysville

Move in ready home in a great location ! New Roof, Fully fenced yard with access to upper and lower levels with a deck off the kitchen. A large work shop. 3 bedrooms ,2 b...

  • Beds4
  • Baths2.0
  • MLS895747
  • Courtesy ofSemanko Realty Group LLC

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$169,950

1800 99th SE, Lake Stevens

land has great potential! It is private in a prime location, and the lots are large. Land is divided into two lots and a feasibility has been done for both.

  • Baths0.0
  • MLS895743
  • Courtesy ofEklund Real Estate, Inc.

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