Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$289,000

10030 12th Ave SE, Everett

This gorgeous, like-new, stand-alone, 3 bed 2.5 bath home is flooded with light & charm. Spacious, open floor-plan is perfect for entertaining. Kitchen features SS applia...

  • Beds3
  • Baths3.0
  • MLS1019358
  • Bldg.Greenfield Park
  • Courtesy ofKeller Williams Greater Sea

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$359,000

19011 Grannis Rd, Bothell

Immaculate, updated Rambler on quiet cul-de-sac within the Northshore School District. Home sits on huge one-third acre lot with fenced backyard, large deck, flower beds...

  • Beds3
  • Baths1.0
  • MLS1017070
  • Courtesy ofWindermere Real Estate Co.

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$395,000

1401 80th Ave SE, Lake Stevens

A covered porch welcomes your guests to this corner lot with views in the desirable Avery Park neighborhood! 4 bedrooms plus a huge bonus room - perfect for a home office...

  • Beds4
  • Baths3.0
  • MLS1019419
  • Bldg.Avery Park
  • Courtesy ofBerkshire Hathaway HS NW

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$259,900

11819 171st Ave NE, Arlington

New listing in Rainbow Springs neighborhood with community park and lake access. Like new home features new carpet, new interior and exterior paint, new deck, new composi...

  • Beds4
  • Baths3.0
  • MLS1018423
  • Bldg.Rainbow Springs
  • Courtesy ofBerkshire Hathaway HS NW

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$259,000

8816 Shell Place Unit 300R, Edmonds

A bright and well maintained condo that lives like a home. Nestled in a well established neighborhood, walking district to Yost park & pool and just minutes from downtown...

  • Beds2
  • Baths2.0
  • MLS1018770
  • Bldg.La Mar Heights
  • Courtesy ofWindermere R.E. Shoreline

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