Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

16425   44th Ave W, Lynnwood WA 98037


16425 44th Ave W, Lynnwood

Attention Investors/Builders! Sub-dividable into 2 lots. A great opportunity in a desirable commuting location. Preliminary house designs and civil set of drawings availa...

  • Beds
  • Baths
  • MLS 706095

10417   241ST Ave SE, Monroe WA 98272


10417 241ST Ave SE, Monroe

Spacious home with original hardwood floors. Detached Garage plus carport. Large lot backs up to creek.

  • Beds 3
  • Baths 2.0
  • MLS 710324
  • Bldg. Woods Creek Park

326   126th St SE, Everett WA 98208


326 126th St SE, Everett

$3k Buyer Bonus!!! The open floor plan is perfect for entertaining! Formal living rm w/soaring ceilings & wall of windows offers a ton of natural light. Gorgeous chefs ki...

  • Beds 3
  • Baths 3.0
  • MLS 704428
  • Bldg. The Crossing at North Creek

6010   103rd Dr SE, Snohomish WA 98290


6010 103rd Dr SE, Snohomish

This new listing in Snohomish has 3beds 2baths. The home will need some TLC. To the right buyer this will be a great catch. Home is sitting on 54,014 Sq. Ft. This listing...

  • Beds 3
  • Baths
  • MLS 710203

5711   100th St NE Unit 57, Marysville WA 98270


5711 100th St NE Unit 57, Marysville

Rare Find!, Four Car Garage, + Newer Triple Wide 1,920 Sq Ft, 3 Bdrm. / 2 Bth. located in a Security Gated All Age Comm. near Downtown Marysville. This home has it all!, ...

  • Beds 3
  • Baths 2.0
  • MLS 710018

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