Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes

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$239,950

5728 12th Ave W Unit A, Everett

Beautifully remodeled town home in the desirable Sea Breeze community. Built in 1998, this home offers 1429 square feet with a functional floor plan. The main floor fea...

  • Beds3
  • Baths3.0
  • MLS761309
  • Bldg.Sea Breeze

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$230,000

3116 164th St SW Unit 107, Lynnwood

Welcome to the desirable community of Wildwood. Enjoy the spacious Primrose Plan Townhome w/your own 2 car garage and BBQ balcony. This wonderful home has 2BD, 2BTH, open...

  • Beds2
  • Baths2.0
  • MLS763757
  • Bldg.Wildwood Townhomes

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$324,999

7306 284th St NW, Stanwood

Better than new! House down a private road (shared with one other home), not in a big development! One of the 4 bedrooms upstairs is large enough that it could be a 2nd M...

  • Beds4
  • Baths3.0
  • MLS763696

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$359,888

17522 Brook Blvd, Bothell

Location,location,location!Lovingly updated &in pristine condition this Mays Pond home is ready for you!From the front door in, this home has a BRAND NEW Furnace &Electri...

  • Beds3
  • Baths3.0
  • MLS763198
  • Bldg.Olympus 1 Div No 2

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$235,000

7830 Upper Ridge Rd, Everett

Darling Ranch Home with updates throughout. Kitchen with eating space, 2 lazy susans, Thomasville Hickory cabinets, newer appliances, 2 large bedrooms and beautiful hardw...

  • Beds2
  • Baths1.0
  • MLS729947
  • Bldg.Holm First Ridge

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