Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes


13400 Dumas Rd Unit I-2, Mill Creek

A perfect investment! Beautiful townhouse-style home in Rivendale at Mill Creek. Home is decked out w/beautiful hardwood floors, Fresh paint and new carpet. Roomy 2 bed/2...

  • Beds 2
  • Baths 2.0
  • MLS 710721
  • Bldg. rivendale at Mill Creek


23107 86th Place W Unit 1, Edmonds

Bright Classic Craftsman inside Cole’s Corner III, 2008 model unit with commanding proximity to work, school, play, shopping, healthcare and more. Ideally suited for act...

  • Beds 4
  • Baths 3.0
  • MLS 710723
  • Bldg. Coles Corner III


4773 146th Place NE, Marysville

Clean 2011 3BR 2BA + Den/Office Home in a sought-after Marysville neighborhood. Huge 2-car garage w/ample storage. Granite counter tops, hardwood floor, wall-to-wall ca...

  • Beds 3
  • Baths 2.0
  • MLS 710550
  • Bldg. Fox Run


13628 Pilchuck Wy, Snohomish

Private riverfront home with all appliances. If you love the outdoors, this is the place for you! City water, excellent RV parking & 30 amp hook up, 10x12 finished outbui...

  • Beds 1
  • Baths 1.0
  • MLS 710716
  • Bldg. Pilchuck Riviera


4702 164th St SW, Lynnwood

Development opportunity on half an acre zoned MR!! Property is level and mostly cleared, great opportunity for condos or townhomes. 3 bedroom 1.75 bath on site is in fair...

  • Beds 3
  • Baths 2.0
  • MLS 710488

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