Snohomish County Home Loans & Financing Options

Snohomish County has just about every type of property you can ask for. As such, there are just as many home loan options to choose from; minimum and zero down programs, first home buyer programs, active and retired military service member programs, jumbo loan options, and even manufactured home financing (on real property or lease land). Below are short description with links to more information about each program.

FHA Financing Information

FHA financing is 3.5% down program in which virtually every home, condos may or may not qualify, in Snohomish County can qualify for. Find out more on the FHA page.

USDA Financing Information

USDA financing is a zero home loan program designed to encourage people to move away from city centers. Two key attributes of USDA are: home qualification is based on geographical location and buyers cannot exceed a specific income bracket. Learn more on the USDA page.

VA Financing Information

VA financing is a zero home loan specifically for active, retired, and any honorably discharged service member(s). This includes: Navy, Army, Air Force, Marines, and Coast Gaurds - also, reservists can qualify. Learn more on the VA page.

Jumbo Financing Information

Jumbo loans are the classification for home purchased over $500,000 and virtually every home can qualify. Learn more on the Jumbo page.

Conventional Financing Information

Conventional loan programs vary in downpayment - 5%, 10%, and 20% - and are used when people want to put a down large downpayment with more favorable terms Learn more on the Conventional page.

Home Advantage Financing Information

Home Advantage is a program designed by the Washington State Housing Commission for first time home buyers. The program requires a 5 hour course complete with certification and can include downpayment assistance. Learn more on the Home Advantage page.

Manufactured Home Loan Financing Information

Typically the hardest to finance, manufactured homes on real property and leased land can be financed. The financing is usually case by case depending on: credit scores, downpayments, and age of the home. Learn more on the Manufactured page.

Qualifying Snohomish County Homes


919 135th Ave SE, Snohomish

Great Opportunity to own 1.37 Acres of Level lot in Machias with 2004 manufactured house. Great decks in the front and back for entertaining - open kitchen/dining/living...

  • Beds 3
  • Baths
  • MLS 578743


616 Park Ave, Mukilteo

Incredible Views of Puget Sound, Whidbey Island, Old Town Mukilteo, Mt Baker!!! Unique opportunity to build your fabulous View home in Old Town Mukilteo! Flat building pa...

  • Beds
  • Baths
  • MLS 620386


20320 Little Bear Creek Rd, Woodinville

There is a 3 bedroom mobile home on the lot that is livable but needs to be cleaned up – see tax report. You could rent it, live in it or tear it down and build your own ...

  • Beds
  • Baths
  • MLS 620203
  • Bldg. Country Carriage


13800 Apx. Jordan Trails Road, Arlington

This is a beautiful building lot measuring approx. .92 of an acre. Located at the top of the hill on the uphill side, this property has promise of views of mountains and ...

  • Beds
  • Baths
  • MLS 619980
  • Bldg. Jordan River Trails 3


178 XX 155th Place SE, Monroe

Fully developed, three duplex/six townhome lot short plat that includes roadway, curbs, emergency vehicle back around and bonded rain garden which will be put in by selle...

  • Beds
  • Baths
  • MLS 619623
  • Bldg. Swank Short Plat

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