Snohomish County VA Home Loans & Financing
Are you currently serving, have served, and/or retired from the Army, Navy, Marines, Air Force, or Coast Guard? If so, then you may be eligible to purchase a home with zero money down. The United States Department of Veterans Affairs offers service members their Loan Guaranty Service, Home Loan Program which real estate brokers and mortgage officers abbreviate as VA financing.
As mentioned, VA financing allows service members to buy a home with zero down payment. That translates to virtually no out-of-pocket money to purchase. To determine if you have VA eligibility it’s pretty straight forward:
- Are you active in The United States armed services?
- Are you retired from: Navy, Army, Air Force, Marines, or Coast Guard?
- Are you a reservist? Have you been deployed on active duty or not?
- Or, Were you honorably discharged?
If one of those four criteria is you then likely you qualify for a VA home loan.
What Are the Closest Cities to Naval Station Everett?
- Naval Station Everett is Located in Everett.
- In the North: Marysville, Arlington, and Stanwood
- In the East: Lake Stevens, Mill Creek, and Bothell
- In the South: Mukilteo and Lynnwood
What Homes Qualify for VA Financing?
- The home can be in any area or city. Some condos do not qualify.
- The home must be stick built. Manufactured homes do not qualify.
- The home has to be in decent condition with no major repairs required.
VA Appraisals: Items of Concern
- Roof is failing
- Siding is failing
- Cracked Foundation
- Failed Electrical or Plumbing
An item a mortgage broker will need to verify eligibility is a Certificate of Eligibility. Before the web it was a pain and sometimes troublesome get obtain the Certificate of Eligibility but now just visit the VA’s Benifits website to retrieve yours. Also, most mortgage brokers will be able to retrieve it as well to save you time.
*Note: VA limits are $500,000 for Snohomish County but if a home is purchased in a higher amount the buyer just has to make that difference up in cash.
VA Qualified Snohomish County Homes
Crosswater is a beautiful community in Lake Stevens. This neighborhood offers lots of parks and recreation areas for your enjoyment. This 4 bedroom home has hardwood entr...
Only one left of 4 new homes in the Esperance neighborhood of Edmonds. Kitchen with eating space and great room, formal dining and half bath on the main level. Upstairs i...
- Bldg.Lake Heights
Enjoy views of the Cascades, Snohomish River Valley, and gorgeous sunrises from this rambler with daylight basement. Located in south Everett in private neighborhood and...
- Bldg.Larimer Ridge
Back on market! Fabulous 5 bedroom California Split in a perfect desirable location in Lynnwood close to Alderwood Mall, Shopping Center and major Freeways. Home in Great...
- Bldg.Fieldstone North
Step out onto your deck after a long day and enjoy the Mountain and water views and mature foliage surrounding your home. It's only minutes to I-5 yet it feels like miles...
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