Snohomish County VA Home Loans & Financing
Are you currently serving, have served, and/or retired from the Army, Navy, Marines, Air Force, or Coast Guard? If so, then you may be eligible to purchase a home with zero money down. The United States Department of Veterans Affairs offers service members their Loan Guaranty Service, Home Loan Program which real estate brokers and mortgage officers abbreviate as VA financing.
As mentioned, VA financing allows service members to buy a home with zero down payment. That translates to virtually no out-of-pocket money to purchase. To determine if you have VA eligibility it’s pretty straight forward:
- Are you active in The United States armed services?
- Are you retired from: Navy, Army, Air Force, Marines, or Coast Guard?
- Are you a reservist? Have you been deployed on active duty or not?
- Or, Were you honorably discharged?
If one of those four criteria is you then likely you qualify for a VA home loan.
What Are the Closest Cities to Naval Station Everett?
- Naval Station Everett is Located in Everett.
- In the North: Marysville, Arlington, and Stanwood
- In the East: Lake Stevens, Mill Creek, and Bothell
- In the South: Mukilteo and Lynnwood
What Homes Qualify for VA Financing?
- The home can be in any area or city. Some condos do not qualify.
- The home must be stick built. Manufactured homes do not qualify.
- The home has to be in decent condition with no major repairs required.
VA Appraisals: Items of Concern
- Roof is failing
- Siding is failing
- Cracked Foundation
- Failed Electrical or Plumbing
An item a mortgage broker will need to verify eligibility is a Certificate of Eligibility. Before the web it was a pain and sometimes troublesome get obtain the Certificate of Eligibility but now just visit the VA’s Benifits website to retrieve yours. Also, most mortgage brokers will be able to retrieve it as well to save you time.
*Note: VA limits are $500,000 for Snohomish County but if a home is purchased in a higher amount the buyer just has to make that difference up in cash.
VA Qualified Snohomish County Homes
Mountain views surround this 21.17 acre parcel that is occupied by an old barn. Evergreen trees were planted 15 years ago and the land is in open space forest tax exempt...
- Beds –
- Baths –
- MLS 486340
Well maintained spacious detached condo, 2 car garage and fully fenced easy maintenance yard. Great open floor plan with tall ceilings, gorgeous cook's kitchen w/ tile co...
- Beds 4
- Baths 3.0
- MLS 673617
- Bldg. Silver Lake
Highly sought out rambler with formal living,bonus room and mud room off garage. This 3 bdrm 1 3/4 bath home has been updated with granite counters in the kitchen, gas ra...
- Beds 3
- Baths 2.0
- MLS 673622
- Bldg. Admiralty Terrace
PRICE REDUCED-Custom home on 2+ quiet, private acres. Newly updated Kitchen & Baths w/ Quartz CT, New carpet, new Ceramic tile with hydronic heat. Master suite w HUGE WIC...
- Beds 4
- Baths 3.0
- MLS 673576
This two story piece of history was saved with a new metal roof several years ago, the septic appears to be updated and there is a water well (condition unknown). The la...
- Beds 4
- Baths 1.0
- MLS 486339
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