Homes for Sale in Snohomish County, Wa
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    Snohomish County Conventional Financing Information

    If other financial vehicles are not an option for you or you would like more flexibility with your financing then a Conventional home loan or multi-family home loan maybe the right answer. Conventional financing has a variety of downpayment options and most common are 5%, 10%, 15%, or 20% – higher down payments can always be achieved depending on individual situations. Also, it should be noted that Conventional loans can be either conforming or nonconforming based on loan amount and area which are governed by Fannie Mac (Fannie Mae & Freddie Mac guidelines).

    Conforming Loan: Conforming loans are loans that meet (conform) to Fannie Mac guidelines that are based on loan limit. These loan limits tend vary from County to County but the range is under $417k. Conforming loans typically have a lower interest rate because the loan conforms to those specific guidelines.

    Non Conforming Loan: Nonconforming loans are loans that don’t meet Fannie Mac guidelines and an example is Jumbo loans. While Jumbo loans (over $417k) are nonconforming, they are still allowed to be sold to Fannie Mac or other investors as long as the loan meets certain standards.

    What Homes Qualify for Conventional Financing?

    • Homes that need repairs.
    • Investment and multi-family properties.
    • Unique homes that don’t meet FHA, VA or USDA guidelines.

    Quick Search: View All Conventional Qualifying Homes

    Conventional Qualifying Homes

    4112 Hoyt Avenue, Everett image
    4112 Hoyt Avenue, Everett $929,950

    Great opportunity for builders and investors! Nice flat three parcel property B zoned for business located near shops, medical centers and I-5. Ready for a new vision wit...

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    • 2076888 MLS
    • ACTIVE Status
    Courtesy of Berkshire Hathaway HS NW

    Listing courtesy of Berkshire Hathaway HS NW.

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    1430 149th Place SW, Lynnwood image
    1430 149th Place SW, Lynnwood — Madison Way HOA $775,000

    1430 149th Pl SW, Lynnwood. This Newer Home features 4 bedroom, 2.5 bath, with new carpet and paint throughout. It's in a great neighborhood with easy access to everythin...

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    • 4 Beds
    • 3 Baths
    • 2076884 MLS
    • ACTIVE Status
    Courtesy of Coldwell Banker Bain

    Listing courtesy of Coldwell Banker Bain.

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    12303 Harbour Pointe Blvd Unit #FF207, Mukilteo image
    12303 Harbour Pointe Blvd Unit #FF207, Mukilteo — Front 9 $328,000

    Welcome to Front 9! Top floor end unit features stainless steel appliances with granite countertops! Spacious living room has a wood burning fire place right off of priva...

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    • 1 Beds
    • 1 Baths
    • 2076749 MLS
    • ACTIVE Status
    Courtesy of John L. Scott Mill Creek

    Listing courtesy of John L. Scott Mill Creek.

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    2723 176th Street NE, Marysville image
    2723 176th Street NE, Marysville — Lakewood Commons $458,000

    Welcome to your new outdoor Oasis! This beautiful property offers a low-maintenance landscaped front, side, & back yards which feature an array of mature landscaping, inc...

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    • 3 Beds
    • 2 Baths
    • 2076873 MLS
    • ACTIVE Status
    Courtesy of RE/MAX Elite

    Listing courtesy of RE/MAX Elite.

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    14528 141ST Avenue SE, Snohomish image
    14528 141ST Avenue SE, Snohomish $895,000

    In beautiful Lords Hill Park sits this quality built Lindal Cedar Home. The 4.5 acre property is park-like with aged Cedar trees and gorgeous Rhodies. This house is loo...

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    • 3 Beds
    • 3 Baths
    • 2071313 MLS
    • ACTIVE Status
    Courtesy of Windermere Real Estate M2 LLC

    Listing courtesy of Windermere Real Estate M2 LLC.

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    The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.

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    Searching for a Home Loan? You're in the Right Place!

    Types Home Loan Programs

    • VA Home Loan
    • USDA Home Loan
    • FHA 3.5% Home Loan
    • Conventional Financing
    • Jumbo Loan Financing
    • WA State Bond
    • Tribal Financing
    • Energy Spark Home
    • Neighbor Next Door
    • Home Ready Loan
    • Downpayment Assistance Resources

    Joy Blodgett, Caliber Home Loans

    Contact Joy Blodgett to discuss the best home loan option for your purchase, if you're wanting to refinance, pull cash out, or do a new construction home loan by clicking here.

     

    Learn About the Do & Don't of Home Loans

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    Marysville, WA 98270
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