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Snohomish County USDA Home Loans & Financing

When people think of USDA it usually isn't about home loans. However, the USDA home loan program is a financing program that encourages folks to move away from city centers. What does that mean? It means there are geographical boundaries that effect a home's qualification as well as income limits for the potential buyers.

What Type of Homes Qualify for USDA?

  • Homes East of Highway 9 (SR9)
  • Homes North of Marysville's 152nd ST NE
  • Homes that are close to 'Move-in-Ready'

Quick Search: View all USDA Qualifying Homes

What Cities Qualify for USDA Financing?

  • In the East: Lake Stevens,, Monroe, Sultan, Startup, Gold Bar, Index
  • In the North: Stanwood, Arlington, Darrington
  • In the South: Snohomish

What Does it Take to Qualify for a USDA home loan?

  • Minimum 640 Credit Score
  • Consistent Employment
  • Make less than $97k a Year (dual income)

Snohomish County USDA Eligibility Map

The non-highlighted areas of the map qualify for USDA financing.

Snohomish County USDA Eligibility Map

USDA Qualified Snohomish County Homes

8303 272nd Street NW, Stanwood image
8303 272nd Street NW, Stanwood $495,000

Welcome to this like new, charm filled 3-bedroom home, where single-story living meets modern convenience in a nearly completely updated, turn-key setting. Step inside to...

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  • 3 Beds
  • 1 Baths
  • 2578299 MLS
  • ACTIVE Status
  • 1,008 SqFt.
  • 11,326 Sqft. Lot
Courtesy of Bellmark Real Estate

Listing courtesy of Bellmark Real Estate.

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21114 119th Street NE, Granite Falls image
21114 119th Street NE, Granite Falls $450,000

Charming, updated, and ready to enjoy! This quaint 2-bedroom home with a dedicated office offers comfortable living on a spacious quarter acre lot. Thoughtfully remodeled...

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  • 2 Beds
  • 1 Baths
  • 2579962 MLS
  • ACTIVE Status
  • 924 SqFt.
  • 10,890 Sqft. Lot
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

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18012 123 Place NE, Arlington image
18012 123 Place NE, Arlington — Blue Spruce Div 4 $429,000

Tempo / Still the One built by Clayton West is a well-crafted manufactured home offering 2 bedrooms and 2 bathrooms across 840 square feet. The light/bright open floor-p...

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  • 2 Beds
  • 2 Baths
  • 2537104 MLS
  • ACTIVE Status
  • 840 SqFt.
  • 25,700 Sqft. Lot
Courtesy of John L. Scott Lake Stevens

Listing courtesy of John L. Scott Lake Stevens.

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223 Nugget Road, Gold Bar image
223 Nugget Road, Gold Bar $489,000

Welcome to this beautifully renovated Rambler. Nestled into a peaceful mountain community near Steven Pass and some of the best hiking destinations. Fully renovated. New ...

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  • 3 Beds
  • 1 Baths
  • 2579482 MLS
  • ACTIVE Status
  • 1,040 SqFt.
  • 8,276 Sqft. Lot
Courtesy of HomeSmart One Realty

Listing courtesy of HomeSmart One Realty.

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109 E Pioneer Street, Granite Falls image
109 E Pioneer Street, Granite Falls $575,000

Live close to everything Granite Falls has to offer in this 3 bed, 3 bath split-level home in a friendly neighborhood yet just steps from restaurants, shops, and walkable...

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  • 3 Beds
  • 3 Baths
  • 2575944 MLS
  • ACTIVE Status
  • 1,939 SqFt.
  • 7,405 Sqft. Lot
Courtesy of Windermere Real Estate JS

Listing courtesy of Windermere Real Estate JS.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Searching for a Home Loan? You're in the Right Place!

Types Home Loan Programs

  • VA Home Loan
  • USDA Home Loan
  • FHA 3.5% Home Loan
  • Conventional Financing
  • Jumbo Loan Financing
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  • Energy Spark Home
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  • Home Ready Loan
  • Downpayment Assistance Resources
  • 5% Downpayment Loans on 2 - 4 Plexes
  • Reverse Mortgage for Ages 62 and Up

Joy Blodgett, Caliber Home Loans

Contact Joy Blodgett to discuss the best home loan option for your purchase, if you're wanting to refinance, pull cash out, or do a new construction home loan by clicking here.

 

Learn About the Do & Don't of Home Loans

Recent Snohomish County Mortgage Information & Home Loans Posts

  • Service Member's Field Manual to Buying a House
  • Is it Getting More Difficult to Qualify for a Home Loan?
  • Practical Tips to Become a Saver in Uncertain Times
  • 10 Simple Ways to Improve Your Credit Score
  • The Do's & Don'ts for a Smooth Loan Approval

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Barnett Associates Team
KW North Sound
1027 State Ave #102
Marysville, WA 98270
Mickie: 425-750-9090
Toby: 425-210-0709
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