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Snohomish County USDA Home Loans & Financing

When people think of USDA it usually isn't about home loans. However, the USDA home loan program is a financing program that encourages folks to move away from city centers. What does that mean? It means there are geographical boundaries that effect a home's qualification as well as income limits for the potential buyers.

What Type of Homes Qualify for USDA?

  • Homes East of Highway 9 (SR9)
  • Homes North of Marysville's 152nd ST NE
  • Homes that are close to 'Move-in-Ready'

Quick Search: View all USDA Qualifying Homes

What Cities Qualify for USDA Financing?

  • In the East: Lake Stevens,, Monroe, Sultan, Startup, Gold Bar, Index
  • In the North: Stanwood, Arlington, Darrington
  • In the South: Snohomish

What Does it Take to Qualify for a USDA home loan?

  • Minimum 640 Credit Score
  • Consistent Employment
  • Make less than $97k a Year (dual income)

Snohomish County USDA Eligibility Map

The non-highlighted areas of the map qualify for USDA financing.

Snohomish County USDA Eligibility Map

USDA Qualified Snohomish County Homes

329 9th Street, Snohomish image
329 9th Street, Snohomish — Keaton's Addition $559,000

What if an afternoon in downtown Snohomish started with a walk from your front door? Meet 329 9th St. Walk downtown or to the library, explore nearby Centennial Trail, or...

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  • 3 Beds
  • 3 Baths
  • 2596806 MLS
  • FIRST LOOK Status
  • 1,500 SqFt.
  • 3,920 Sqft. Lot
Courtesy of RE/MAX Elite

Listing Broker: RE/MAX Elite; Nicole Serviss; 425-215-3545; nicole@theservissgroup.com

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18325 114th Place NE, Granite Falls image
18325 114th Place NE, Granite Falls — Indian Summer Park $549,500

Spacious 5-Bedroom home with 1,024 SF shop & Stillaguamish River access! Discover the possibilities with this 1,777 SF Granite Falls home situated on a fully fenced shy q...

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  • 5 Beds
  • 2 Baths
  • 2596137 MLS
  • ACTIVE Status
  • 1,777 SqFt.
  • 9,148 Sqft. Lot
Courtesy of John L. Scott Snohomish

Listing Broker: John L. Scott Snohomish; Mark Gallagher; 360-217-8670; Mark@BuySellSnoho.com

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44123 Fir Road, Gold Bar image
44123 Fir Road, Gold Bar $589,000

FULLY REIMAGINED MODERN A-FRAME RIVER RETREAT! Discover the perfect blend of Scandinavian-inspired design, modern luxury and mountain living in this architecturally strik...

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  • 1 Beds
  • 1 Baths
  • 2596087 MLS
  • ACTIVE Status
  • 572 SqFt.
  • 11,326 Sqft. Lot
Courtesy of COMPASS

Listing Broker: COMPASS; David Faigin; 206-550-8720; david.faigin@compass.com

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913 E Galena Street, Granite Falls image
913 E Galena Street, Granite Falls $549,950

Welcome home to this beautifully maintained 3-bedroom, 2-bath rambler in a fantastic location! Featuring an open floor plan with vaulted ceilings, this inviting home offe...

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  • 3 Beds
  • 2 Baths
  • 2595601 MLS
  • ACTIVE Status
  • 1,200 SqFt.
  • 8,712 Sqft. Lot
Courtesy of Granite Falls Premier RE

Listing Broker: Granite Falls Premier RE; Shana Hoople; 425-422-3949; shana@shanahoople.com

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9811 31st Avenue SE Unit #G4, Everett image
9811 31st Avenue SE Unit #G4, Everett — Lennar at Lockwood Lane $544,950

Welcome to the Yarrow homesite 22, at Lockwood Lane, a new community by Lennar. This new three-story townhome is ready for modern lifestyles. On the first level is a vers...

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  • 3 Beds
  • 3 Baths
  • 2595901 MLS
  • ACTIVE Status
  • 1,681 SqFt.
Courtesy of Lennar Sales Corp.

Listing Broker: Lennar Sales Corp.; Ty Kolsky; 253-528-8860; tyrone.kolsky@lennar.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Types Home Loan Programs

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Joy Blodgett, Caliber Home Loans

Contact Joy Blodgett to discuss the best home loan option for your purchase, if you're wanting to refinance, pull cash out, or do a new construction home loan by clicking here.

 

Learn About the Do & Don't of Home Loans

Recent Snohomish County Mortgage Information & Home Loans Posts

  • Service Member's Field Manual to Buying a House
  • Is it Getting More Difficult to Qualify for a Home Loan?
  • Practical Tips to Become a Saver in Uncertain Times
  • 10 Simple Ways to Improve Your Credit Score
  • The Do's & Don'ts for a Smooth Loan Approval

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Barnett Associates Team
KW North Sound
1027 State Ave #102
Marysville, WA 98270
Mickie: 425-750-9090
Toby: 425-210-0709
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