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Snohomish County USDA Home Loans & Financing

When people think of USDA it usually isn't about home loans. However, the USDA home loan program is a financing program that encourages folks to move away from city centers. What does that mean? It means there are geographical boundaries that effect a home's qualification as well as income limits for the potential buyers.

What Type of Homes Qualify for USDA?

  • Homes East of Highway 9 (SR9)
  • Homes North of Marysville's 152nd ST NE
  • Homes that are close to 'Move-in-Ready'

Quick Search: View all USDA Qualifying Homes

What Cities Qualify for USDA Financing?

  • In the East: Lake Stevens,, Monroe, Sultan, Startup, Gold Bar, Index
  • In the North: Stanwood, Arlington, Darrington
  • In the South: Snohomish

What Does it Take to Qualify for a USDA home loan?

  • Minimum 640 Credit Score
  • Consistent Employment
  • Make less than $97k a Year (dual income)

Snohomish County USDA Eligibility Map

The non-highlighted areas of the map qualify for USDA financing.

Snohomish County USDA Eligibility Map

USDA Qualified Snohomish County Homes

1600 121st Street SE Unit #G101, Everett image
1600 121st Street SE Unit #G101, Everett $510,000

RARE RAMBLER at Casper's Mill!!! This Corner unit is fully handicap accessible with no stairs. Ideally located backing to greenbelt AND serene wooded area in front. Quiet...

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  • 3 Beds
  • 2 Baths
  • 2044588 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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10825 21st Place SE, Lake Stevens image
10825 21st Place SE, Lake Stevens $575,000

Wonderfully updated rambler in a great location! This home offers three bedrooms, 1 bath, Great room, Stainless appliances, family room, Vaulted ceilings with shiplap and...

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  • 3 Beds
  • 1 Baths
  • 2045890 MLS
  • ACTIVE Status
Courtesy of Signature Properties NW

Listing courtesy of Signature Properties NW.

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8330 276th Place NW Unit #3, Stanwood image
8330 276th Place NW Unit #3, Stanwood — Stanwood Ridge Condominiums $299,000

Enjoy spacious living & water views from this comfortable, well-kept home. Ground floor end unit for easy home access through a private patio to the open dining room & ki...

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  • 2 Beds
  • 2 Baths
  • 2035327 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate JS

Listing courtesy of Windermere Real Estate JS.

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8401 Gilman Way, Arlington image
8401 Gilman Way, Arlington — Gilman Walk $549,900

This brand new 4-bedroom/2.5-bathroom townhome has expansive entertaining areas! The Rialto floor plan makes a great first impression with eye-catching side entry & HOA-m...

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  • 4 Beds
  • 3 Baths
  • 2045688 MLS
  • ACTIVE Status
Courtesy of LGI Realty

Listing courtesy of LGI Realty.

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8720 72nd Street SE, Snohomish image
8720 72nd Street SE, Snohomish $599,999

Welcome home to this charming & cozy 3 bed 1.5 bath rambler! You'll fall in love with the recently updated features, including new paint, appliances, floors, roof, and pa...

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  • 3 Beds
  • 2 Baths
  • 2043544 MLS
  • ACTIVE Status
Courtesy of COMPASS

Listing courtesy of COMPASS.

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The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.

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Types Home Loan Programs

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Joy Blodgett, Caliber Home Loans

Contact Joy Blodgett to discuss the best home loan option for your purchase, if you're wanting to refinance, pull cash out, or do a new construction home loan by clicking here.

 

Learn About the Do & Don't of Home Loans

Recent Snohomish County Mortgage Information & Home Loans Posts

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  • The Do's & Don'ts for a Smooth Loan Approval
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KW North Sound
1027 State Ave #102
Marysville, WA 98270
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