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Snohomish County Home Advantage Financing Program

What is Home Advantage? The Home Advantage Loan Program is a home loan program provided through the Washington State Housing Financing Commission and qualify mortgage lenders and real estate brokers. Home Advantage is unique in which the program allows a borrower (home buyer) to become eligible for downpayment assistance by attending a 5 hour Home Buyer Education Class.

If you need to take the 5hr class to obtain the required certificate then please register to reserve your seat.

Reserve Your Seat

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What Are the Benefits of Home Advantage?

  • Qualify for a Higher Mortgage
  • Flexible Underwriting Criteria
  • Manufactured Home Available
  • Upfront Mortgage Insurance Program
  • Down Payment Assistance

What are the Home Advantage Qualifications?

  • A Required 5 Hour Homebuyer Education Class
  • Minimum 620 Credit Score or Higher
  • Minimum 660 Credit Score or Higher for a Community Land Trust Conventional Loans
  • Verification of Income
  • No Previous Tax Liens

What Homes Qualify for Home Advantage?

  • Single Family Homes
  • Attached & Detached Condos
  • Manufactured Homes
  • No Duplex or Muti-Family Units

Quick Search: View All State Bond Qualifying Homes

Home Advantage Qualified Homes

9210 Market Place Unit #B104, Lake Stevens image
9210 Market Place Unit #B104, Lake Stevens — Fairweather Pointe $288,000

Welcome home to this beautifully updated ground floor condo, where thoughtful improvements and stylish finishes make every square foot shine. This inviting 1-bedroom, 1-b...

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  • 2 Beds
  • 1 Baths
  • 2579824 MLS
  • ACTIVE Status
  • 710 SqFt.
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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4433 105th Place NE, Marysville image
4433 105th Place NE, Marysville $625,000

Welcome to this charming single-story home, perfectly situated on a quiet street with a spacious, level 16,000+ square foot lot. Offering an abundance of open space, wond...

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  • 3 Beds
  • 2 Baths
  • 2580636 MLS
  • ACTIVE Status
  • 1,613 SqFt.
  • 16,553 Sqft. Lot
Courtesy of Windermere RE North, Inc.

Listing courtesy of Windermere RE North, Inc..

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913 92nd Street  SE, Everett image
913 92nd Street SE, Everett — Mountain View Div No 2 $739,000

This is a beautifully maintained, remodelled, and upgraded 3-bedroom, 2.5-bath home with a bonus walkout basement suite that can serve as a recreation room, guest room, h...

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  • 3 Beds
  • 3 Baths
  • 2580441 MLS
  • ACTIVE Status
  • 1,863 SqFt.
  • 8,276 Sqft. Lot
Courtesy of R1 Washington

Listing courtesy of R1 Washington.

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610 Date Avenue, Sultan image
610 Date Avenue, Sultan — Sky Valley Estates $479,950

Welcome Home! Beautifully designed two-story home featuring a chef's kitchen with upgraded cabinets, granite counter tops, stainless steel appliances, and dual pantries w...

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  • 3 Beds
  • 3 Baths
  • 2579756 MLS
  • ACTIVE Status
  • 1,458 SqFt.
  • 4,356 Sqft. Lot
Courtesy of Skyline Properties, Inc.

Listing courtesy of Skyline Properties, Inc..

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5822 14th Drive W Unit #B, Everett image
5822 14th Drive W Unit #B, Everett $507,000

Welcome home to this spacious 3-bedroom, 2.5-bath townhome offering 1,508 square feet and a setting that feels surprisingly private. The main level features an open livin...

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  • 3 Beds
  • 3 Baths
  • 2579771 MLS
  • ACTIVE Status
  • 1,508 SqFt.
  • 2,810,926 Sqft. Lot
Courtesy of CENTURY 21 Real Estate Center

Listing courtesy of CENTURY 21 Real Estate Center.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Searching for a Home Loan? You're in the Right Place!

Types Home Loan Programs

  • VA Home Loan
  • USDA Home Loan
  • FHA 3.5% Home Loan
  • Conventional Financing
  • Jumbo Loan Financing
  • WA State Bond
  • Tribal Financing
  • Energy Spark Home
  • Neighbor Next Door
  • Home Ready Loan
  • Downpayment Assistance Resources
  • 5% Downpayment Loans on 2 - 4 Plexes
  • Reverse Mortgage for Ages 62 and Up

Joy Blodgett, Caliber Home Loans

Contact Joy Blodgett to discuss the best home loan option for your purchase, if you're wanting to refinance, pull cash out, or do a new construction home loan by clicking here.

 

Learn About the Do & Don't of Home Loans

Recent Snohomish County Mortgage Information & Home Loans Posts

  • Service Member's Field Manual to Buying a House
  • Is it Getting More Difficult to Qualify for a Home Loan?
  • Practical Tips to Become a Saver in Uncertain Times
  • 10 Simple Ways to Improve Your Credit Score
  • The Do's & Don'ts for a Smooth Loan Approval

Subscribe to the Barnett Associates Team Monthly Newsletter

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Barnett Associates Team
KW North Sound
1027 State Ave #102
Marysville, WA 98270
Mickie: 425-750-9090
Toby: 425-210-0709
Email: info@barnettassociates.net

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