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Snohomish County Home Advantage Financing Program

What is Home Advantage? The Home Advantage Loan Program is a home loan program provided through the Washington State Housing Financing Commission and qualify mortgage lenders and real estate brokers. Home Advantage is unique in which the program allows a borrower (home buyer) to become eligible for downpayment assistance by attending a 5 hour Home Buyer Education Class.

If you need to take the 5hr class to obtain the required certificate then please register to reserve your seat.

Reserve Your Seat

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What Are the Benefits of Home Advantage?

  • Qualify for a Higher Mortgage
  • Flexible Underwriting Criteria
  • Manufactured Home Available
  • Upfront Mortgage Insurance Program
  • Down Payment Assistance

What are the Home Advantage Qualifications?

  • A Required 5 Hour Homebuyer Education Class
  • Minimum 620 Credit Score or Higher
  • Minimum 660 Credit Score or Higher for a Community Land Trust Conventional Loans
  • Verification of Income
  • No Previous Tax Liens

What Homes Qualify for Home Advantage?

  • Single Family Homes
  • Attached & Detached Condos
  • Manufactured Homes
  • No Duplex or Muti-Family Units

Quick Search: View All State Bond Qualifying Homes

Home Advantage Qualified Homes

17417 Spruce Way, Lynnwood image
17417 Spruce Way, Lynnwood $525,000

Big shop, big potential, and plenty of room to make it your own! Set on a fully fenced .33-acre lot in an established Lynnwood neighborhood, this property brings together...

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  • 2 Beds
  • 1 Baths
  • 2596121 MLS
  • ACTIVE Status
  • 878 SqFt.
  • 14,375 Sqft. Lot
Courtesy of RE/MAX Anchor

Listing Broker: RE/MAX Anchor; Daphne L Gibler; 360-286-4634; daphnew@remax.net

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4301 282nd Street NE, Arlington image
4301 282nd Street NE, Arlington $374,950

Escape the hustle and bustle and discover your own private Pacific Northwest retreat! This beautiful 20+ acre property, consisting of 2 parcels, offers an incredible comb...

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  • 2598296 MLS
  • FIRST LOOK Status
  • 94,482 Sqft. Lot
Courtesy of Infinity Properties

Listing Broker: Infinity Properties; Herbert Burkart; 425-239-7392; hbinfinityproperties@gmail.com

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9600 124th St NE, Arlington image
9600 124th St NE, Arlington $220,000

NEARLY 9 LEVEL ACRES | RARE ACREAGE OPPORTUNITY | ENDLESS POSSIBILITIES! Discover an exceptional opportunity to own nearly 9 acres of expansive, level, and usable land in...

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  • 2597852 MLS
  • ACTIVE Status
  • 392,040 Sqft. Lot
Courtesy of Marketplace Sotheby's Intl Rty

Listing Broker: Marketplace Sotheby's Intl Rty; Ruben Lomakin; 425-343-6866; rubenlomakin21@gmail.com

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21430 118th Place NE, Granite Falls image
21430 118th Place NE, Granite Falls — River Terrace $499,999

Welcome to your dream Pacific Northwest Riverfront escape! Nestled in the serene community of Granite Falls, this single-family home balances quiet country living with mo...

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  • 3 Beds
  • 2 Baths
  • 2598362 MLS
  • ACTIVE Status
  • 1,536 SqFt.
  • 10,454 Sqft. Lot
Courtesy of Kelly Right RE of Seattle LLC

Listing Broker: Kelly Right RE of Seattle LLC; Andrew Walford; 801-556-2254; andy@propertyfinderz.com

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7322 Centerville Court Unit #404, Stanwood image
7322 Centerville Court Unit #404, Stanwood — Norwood Estates $485,000

Welcome to this beautifully maintained 2-bedroom plus office, 1.75-bathroom home offering 1,326 square feet of comfortable living space in the pristine Norwood Estates co...

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  • 2 Beds
  • 2 Baths
  • 2598329 MLS
  • ACTIVE Status
  • 1,316 SqFt.
  • 1 Sqft. Lot
Courtesy of North48 Real Estate

Listing Broker: North48 Real Estate; Kerri Jones; 206-963-6615; kerri@camanokerri.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Searching for a Home Loan? You're in the Right Place!

Types Home Loan Programs

  • VA Home Loan
  • USDA Home Loan
  • FHA 3.5% Home Loan
  • Conventional Financing
  • Jumbo Loan Financing
  • WA State Bond
  • Tribal Financing
  • Energy Spark Home
  • Neighbor Next Door
  • Home Ready Loan
  • Downpayment Assistance Resources
  • 5% Downpayment Loans on 2 - 4 Plexes
  • Reverse Mortgage for Ages 62 and Up

Joy Blodgett, Caliber Home Loans

Contact Joy Blodgett to discuss the best home loan option for your purchase, if you're wanting to refinance, pull cash out, or do a new construction home loan by clicking here.

 

Learn About the Do & Don't of Home Loans

Recent Snohomish County Mortgage Information & Home Loans Posts

  • Service Member's Field Manual to Buying a House
  • Is it Getting More Difficult to Qualify for a Home Loan?
  • Practical Tips to Become a Saver in Uncertain Times
  • 10 Simple Ways to Improve Your Credit Score
  • The Do's & Don'ts for a Smooth Loan Approval

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Barnett Associates Team
KW North Sound
1027 State Ave #102
Marysville, WA 98270
Mickie: 425-750-9090
Toby: 425-210-0709
Email: info@barnettassociates.net

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