Homes for Sale in Snohomish County, Wa
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    Snohomish County VA Home Loans & Financing

    Are you currently serving, have served, and/or retired from the Army, Navy, Marines, Air Force, or Coast Guard? If so, then you may be eligible to purchase a home with zero money down. The United States Department of Veterans Affairs offers service members their Loan Guaranty Service, Home Loan Program which real estate brokers and mortgage officers abbreviate as VA financing.

    As mentioned, VA financing allows service members to buy a home with zero down payment. That translates to virtually no out-of-pocket money to purchase. To determine if you have VA eligibility it’s pretty straight forward:

    1. Are you active in The United States armed services?
    2. Are you retired from: Navy, Army, Air Force, Marines, or Coast Guard?
    3. Are you a reservist? Have you been deployed on active duty or not?
    4. Or, Were you honorably discharged?

    If one of those four criteria is you then likely you qualify for a VA home loan.

    VA Funding Fee:

    What is the funding fee, the amount a Veteran is required to put down and if they are exempt.

    • 1st time use not putting any money down- Funding fee will be 2.15%. Subsequent Use will be 3.3%
    • If a Veteran puts 5% or more down- the VA funding fee drops to 1.5%,
    • If they put more than 10% down it drops to 1.25%.
    • Disabled Veteran they may not have a funding fee at all.

    VA credit Score Minimums:

    • Caliber Home Loans minimum credit score is a 520 on a single family home, 580 on a manufacture home purchase
    • Caliber Home Loans does help Veteran’s with No Credit Score- specific requirements will be applies.

    Having Multiple VA loans:

    • Veteran can have multiple VA loans at the same time. There is a specific calculation that we use to determine how much they can qualify for.
    • Purchasing a home after a Short-sale or a Foreclosure- Veteran’s with compromised entitlement can still purchase a home with another VA loan.

    What Are the Closest Cities to Naval Station Everett?

    • Naval Station Everett is Located in Everett.
    • In the North: Marysville, Arlington, and Stanwood
    • In the East: Lake Stevens, Mill Creek, and Bothell
    • In the South: Mukilteo and Lynnwood

    What Homes Qualify for VA Financing?

    • The home can be in any area or city. Some condos do not qualify.
    • The home must be stick built. Manufactured homes do not qualify.
    • The home has to be in decent condition with no major repairs required.

    Quick Search: Homes Near Naval Station Everett

    Quick Search: View All VA Qualifying Homes

    VA Appraisals: Items of Concern

    • Roof is failing
    • Siding is failing
    • Cracked Foundation
    • Failed Electrical or Plumbing

    An item a mortgage broker will need to verify eligibility is a Certificate of Eligibility. Before the web it was a pain and sometimes troublesome get obtain the Certificate of Eligibility but now just visit the VA’s Benifits website to retrieve yours. Also, most mortgage brokers will be able to retrieve it as well to save you time.

    *Note: VA limits are $977,000 for Snohomish County but if a home is purchased in a higher amount the buyer just has to make that difference.

    VA Qualified Snohomish County Homes

    4402 Hoyt Avenue, Everett image
    4402 Hoyt Avenue, Everett — Central Park Add. to Everett $479,000

    Large lot zoned UR4 giving potential for future triplex, fourplex or townhomes! Move in ready home located in Glacier View, close to Everett's other top rated neighborhoo...

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    • 2 Beds
    • 1 Baths
    • 2047259 MLS
    • ACTIVE Status
    Courtesy of Windermere Real Estate/CIR

    Listing courtesy of Windermere Real Estate/CIR.

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    13613 62nd Drive SE, Everett image
    13613 62nd Drive SE, Everett — Oakes Puget Park 03 21 $499,888

    Welcome to this Seattle Hill Rambler just waiting for you to make it your own. This 3 bedroom, 1 bath is a perfect starter home or investment property located in the 21 O...

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    • 3 Beds
    • 1 Baths
    • 2047227 MLS
    • ACTIVE Status
    Courtesy of Windermere RE/South, Inc.

    Listing courtesy of Windermere RE/South, Inc..

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    10611 63rd Drive NE, Marysville image
    10611 63rd Drive NE, Marysville $515,000

    3 Bed 2 Bath Rambler now available in Kellogg Ridge! Moments away from schools, shopping, access to Hwy 9 and I-5. Through the entry you'll enter into the open & bright l...

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    • 3 Beds
    • 2 Baths
    • 2046649 MLS
    • ACTIVE Status
    Courtesy of CENTURY 21 Center Point

    Listing courtesy of CENTURY 21 Center Point.

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    32033 Brandstrom Road, Stanwood image
    32033 Brandstrom Road, Stanwood $395,000

    This build-ready lot is an opportunity not to be missed! Located in an established neighborhood with easy I-5 access, this 5.7-acre lot has a private well and 3-bedroom s...

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    • 2046158 MLS
    • ACTIVE Status
    Courtesy of RE/MAX Whatcom County, Inc.

    Listing courtesy of RE/MAX Whatcom County, Inc..

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    17609 157th Place SE, Monroe image
    17609 157th Place SE, Monroe — Valley View Add to Monroe Div 3 $538,000

    {RARE FIND} In-Town "No Step" Rambler with an Easy & Functional floor plan featuring 3 bedrooms & 1 3/4 bathrooms. A covered front patio perfect for early morning coffee ...

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    • 3 Beds
    • 2 Baths
    • 2045285 MLS
    • ACTIVE Status
    Courtesy of RE/MAX Elite

    Listing courtesy of RE/MAX Elite.

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    The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.

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