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HomeReady® is the affordable, low down payment mortgage product designed for creditworthy low - to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.
Benefits to Borrowers
- Low Downpayment: Up to 97% loan to value (LTV) for financing home purchase and refinance transactions.
- Flexible sources of funds: Can be used for the down payment and closing costs with no minimum contributions required from the borrower's own funds (1-unit properties).
- Affordable and cancellable Monthly MI: reduced mortgage insurance (MI) coverage requirement above 90% LTV; cancellable MT per Servicing Guide policy.
- Homeownership Course: The online Framework course prepares borrowers for sustainable homeownership; other education advising options are available.
- Non-Occupant Borrowers Permitted.
Read the full Home Ready program at Fannie Mae's website.
Home Ready Qualified Homes
Recently refreshed Lake Stevens charmer is sure to impress! This super sweet craftsman style home is perfectly located on a dead end street at the end of a culdesac, just...
- 3 Beds
- 3 Baths
- 2019869 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
This could possibly be the best tri-level you've ever seen! Not only for the layout, but the tip top updates such as the sparkling new quartzite kitchen & appliances, LVP...
- 4 Beds
- 3 Baths
- 2019785 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Northwest Realtors.
Top Floor 2 Bedroom Condo with Vaulted Ceilings, Spacious Floorplan & Tons of Natural Light. Enjoy the elegant kitchen with granite counters, cherry cabinets, stainless a...
- 2 Beds
- 1 Baths
- 2018034 MLS
- ACTIVE Status
Listing courtesy of Keller Williams North Seattle.
Recently refreshed Lake Stevens charmer is sure to impress! This super sweet craftsman style home is perfectly located on a dead end street at the end of a culdesac, just...
- 3 Beds
- 3 Baths
- 2019862 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Amazing development, new build or major remodel opportunity in an exceptional Edmonds neighborhood. This 3 Bedroom, 1 Bath rambler situated on a 15,682 square foot terrac...
- 2019619 MLS
- ACTIVE Status
Listing courtesy of Keller Williams North Seattle.
The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.
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