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HomeReady® is the affordable, low down payment mortgage product designed for creditworthy low - to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.
Benefits to Borrowers
- Low Downpayment: Up to 97% loan to value (LTV) for financing home purchase and refinance transactions.
- Flexible sources of funds: Can be used for the down payment and closing costs with no minimum contributions required from the borrower's own funds (1-unit properties).
- Affordable and cancellable Monthly MI: reduced mortgage insurance (MI) coverage requirement above 90% LTV; cancellable MT per Servicing Guide policy.
- Homeownership Course: The online Framework course prepares borrowers for sustainable homeownership; other education advising options are available.
- Non-Occupant Borrowers Permitted.
Read the full Home Ready program at Fannie Mae's website.
Home Ready Qualified Homes
[MODERN REINVENTION] Quintessential pacific northwest grandeur in the uber private and former street of dreams community of Quinn's Crossing. An ethereal open concept mai...
- 5 Beds
- 4 Baths
- 2047554 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
A Must See! Well Kept Lynnwood end-unit townhome with 2/bd, 2.5/baths, plus bonus room and oversized 2 car garage. Recently updated with quartz countertops, kitchen sink,...
- 2 Beds
- 3 Baths
- 2046580 MLS
- ACTIVE Status
Listing courtesy of Champions Real Estate Services.
Beautifully updated rambler. Bright & open floor plan with soaring vaulted ceilings brings amazing natural light. This meticulously updated home includes a new roof, in ...
- 3 Beds
- 2 Baths
- 2047280 MLS
- ACTIVE Status
Listing courtesy of Real Property Associates.
Sequoyah, nestled in a quiet residential setting-far enough to allow retreat yet close enough to encourage interaction. Immaculate one bedroom with territorial view, hard...
- 1 Beds
- 1 Baths
- 2047419 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Fall in love with this MSR Communities-built home at Juniper Crest featuring a rare 3-car garage with 5-bedrooms, 3.5-baths in 3,318 sf of modern living. You'll be impres...
- 5 Beds
- 4 Baths
- 2047395 MLS
- ACTIVE Status
Listing courtesy of Keller Williams Realty Bothell.
The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.
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