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HomeReady® is the affordable, low down payment mortgage product designed for creditworthy low - to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.
Benefits to Borrowers
- Low Downpayment: Up to 97% loan to value (LTV) for financing home purchase and refinance transactions.
- Flexible sources of funds: Can be used for the down payment and closing costs with no minimum contributions required from the borrower's own funds (1-unit properties).
- Affordable and cancellable Monthly MI: reduced mortgage insurance (MI) coverage requirement above 90% LTV; cancellable MT per Servicing Guide policy.
- Homeownership Course: The online Framework course prepares borrowers for sustainable homeownership; other education advising options are available.
- Non-Occupant Borrowers Permitted.
Read the full Home Ready program at Fannie Mae's website.
Home Ready Qualified Homes
Fabulous 4 bedroom, 2.5 bathroom, 2,215sf home in the highly sought after Magnolia Estates development. Home boasts a formal dining room as you enter the home with coffe...
- 4 Beds
- 3 Baths
- 1772084 MLS
- ACTIVE Status
Listing courtesy of KW Everett.
Duplex style 4 Bed/3.5 BATH Townhome in Desirable Rosemount community. End unit. Clean and Bright w/high ceilings & large windows Meticulous owners. New laminate hardwoo...
- 4 Beds
- 4 Baths
- 1771951 MLS
- ACTIVE Status
Listing courtesy of Coldwell Banker Danforth.
Glacier View in Snohomish where "Everything's Included". Lennar's newest community of 115 homes. This amazing west-facing Sequoia home is 2989 sq. ft. of luxury and comfo...
- 5 Beds
- 4 Baths
- 1772598 MLS
- ACTIVE Status
Listing courtesy of Lennar Sales Corp..
Welcome to this 2-bedroom Everett home in the Pinehurst neighborhood! This home features a large 2-car garage with storage space, plus a shop accessible through the back ...
- 2 Beds
- 1 Baths
- 1771469 MLS
- ACTIVE Status
Listing courtesy of The Preview Group.
Light and Bright Townhome w/ a functional floor plan that offers 2 BR/2.5 baths, slab quartz countertops, SS appliances, under cabinet lighting, ceiling fans, & large lig...
- 2 Beds
- 3 Baths
- 1770284 MLS
- ACTIVE Status
Listing courtesy of John L. Scott Mill Creek.
The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.