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HomeReady® is the affordable, low down payment mortgage product designed for creditworthy low - to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.
Benefits to Borrowers
- Low Downpayment: Up to 97% loan to value (LTV) for financing home purchase and refinance transactions.
- Flexible sources of funds: Can be used for the down payment and closing costs with no minimum contributions required from the borrower's own funds (1-unit properties).
- Affordable and cancellable Monthly MI: reduced mortgage insurance (MI) coverage requirement above 90% LTV; cancellable MT per Servicing Guide policy.
- Homeownership Course: The online Framework course prepares borrowers for sustainable homeownership; other education advising options are available.
- Non-Occupant Borrowers Permitted.
Read the full Home Ready program at Fannie Mae's website.
Home Ready Qualified Homes
Filled with an abundance of natural light, this lovely South Everett home has been tastefully updated throughout. Updates include kitchen cabinets with quartz countertops...
- 4 Beds
- 3 Baths
- 2167890 MLS
- ACTIVE Status
Listing courtesy of Redfin.
EXCEPTIONAL Move in Ready 4 bed/2.5 bath home in Silver Lake ~ only 1 mile from MILL CREEK TOWN CENTER! Main living spaces & primary bedroom offer peaceful territorial v...
- 4 Beds
- 3 Baths
- 2167226 MLS
- ACTIVE Status
Listing courtesy of John L. Scott Everett.
Welcome to your dream garage oasis! This charming 3-bedroom home comes with a garage that car enthusiasts & hobbyists will adore. It’s a handyman’s dream w/ ample space f...
- 3 Beds
- 1 Baths
- 2167958 MLS
- ACTIVE Status
Listing courtesy of Redfin.
Large, cleared, level lot in quiet community near Meadowdale schools and playfields. Includes plans and permits reviewed by City of Lynnwood for 2642 sf, 5 bedroom, 3 ba...
- 2168628 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Visit this masterpiece located in one of the most coveted community's in Everett. Nestled away on a large 10,000sqft lot with an abundance of parking. Once inside take a ...
- 2 Beds
- 1 Baths
- 2168633 MLS
- ACTIVE Status
Listing courtesy of Pellego, Inc..
The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Data last updated at .
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