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HomeReady® is the affordable, low down payment mortgage product designed for creditworthy low - to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.
Benefits to Borrowers
- Low Downpayment: Up to 97% loan to value (LTV) for financing home purchase and refinance transactions.
- Flexible sources of funds: Can be used for the down payment and closing costs with no minimum contributions required from the borrower's own funds (1-unit properties).
- Affordable and cancellable Monthly MI: reduced mortgage insurance (MI) coverage requirement above 90% LTV; cancellable MT per Servicing Guide policy.
- Homeownership Course: The online Framework course prepares borrowers for sustainable homeownership; other education advising options are available.
- Non-Occupant Borrowers Permitted.
Read the full Home Ready program at Fannie Mae's website.
Home Ready Qualified Homes
The perfect blend of space, comfort & flexibility in the Beaumont Community! This beautifully designed 5-bedroom, 2.75-bath home offers an exceptional floor plan for mult...
- 5 Beds
- 3 Baths
- 2573708 MLS
- ACTIVE Status
- 2,928 SqFt.
- 5,227 Sqft. Lot
Listing courtesy of Windermere RE North, Inc..
Welcome home to this beautifully updated ground floor condo, where thoughtful improvements and stylish finishes make every square foot shine. This inviting 1-bedroom, 1-b...
- 2 Beds
- 1 Baths
- 2579824 MLS
- ACTIVE Status
- 710 SqFt.
Listing courtesy of Windermere Real Estate/East.
Nearly new and thoughtfully upgraded, this 2023-built home offers abundant natural light, an open-concept design, and 2,501 SF of beautifully finished living space in a c...
- 4 Beds
- 3 Baths
- 2577032 MLS
- ACTIVE Status
- 2,501 SqFt.
- 3,920 Sqft. Lot
Listing courtesy of Engel & Voelkers Mercer Island.
Tucked into the trees of Picnic Point, just minutes from the beach and Puget Sound, this distinctive home captures the relaxed Northwest lifestyle that makes this corner ...
- 4 Beds
- 3 Baths
- 2579030 MLS
- ACTIVE Status
- 2,348 SqFt.
- 9,148 Sqft. Lot
Listing courtesy of John L Scott Madrona Group.
Welcome to this charming single-story home, perfectly situated on a quiet street with a spacious, level 16,000+ square foot lot. Offering an abundance of open space, wond...
- 3 Beds
- 2 Baths
- 2580636 MLS
- ACTIVE Status
- 1,613 SqFt.
- 16,553 Sqft. Lot
Listing courtesy of Windermere RE North, Inc..
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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