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Energy Spark Home Loan Program

Energy Spark is designed to work hand-in-hand with the Washington State's Housing Commission's Home Advantage loan and downpayment assistance program. Homebuyers may qualify if:

  • Household income doesn't exceed $97,000
  • Applicant's credits is a 620 or above

In addition, the home may qualify if:

  • A new home's energy standards exceeds Washington State standards by 15%.
  • An older home that can be upgraded for 10% energy savings over its current use.

An energy assessment shows the most cost-effective upgrades for the home, and Energy Spark helps finance the work.

Home Buyers Save in 2 Ways

  1. The Mortgage Rate and Downpayment: Borrowers who buy an energy-efficient home or make upgrades to an existing home at the time of purchase save .025 percent on their interest rate.
  2. The Utility Bill: Utilities are among the hidden costs of homeownership. The more efficient the house, the more money saved.

Energy Spark Qualified Homes

14015 60th Avenue W, Edmonds image
14015 60th Avenue W, Edmonds — Windsound Div 02 $900,000

Tucked into the trees of Picnic Point, just minutes from the beach and Puget Sound, this distinctive home captures the relaxed Northwest lifestyle that makes this corner ...

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  • 4 Beds
  • 3 Baths
  • 2579030 MLS
  • ACTIVE Status
  • 2,348 SqFt.
  • 9,148 Sqft. Lot
Courtesy of John L Scott Madrona Group

Listing courtesy of John L Scott Madrona Group.

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4433 105th Place NE, Marysville image
4433 105th Place NE, Marysville $625,000

Welcome to this charming single-story home, perfectly situated on a quiet street with a spacious, level 16,000+ square foot lot. Offering an abundance of open space, wond...

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  • 3 Beds
  • 2 Baths
  • 2580636 MLS
  • ACTIVE Status
  • 1,613 SqFt.
  • 16,553 Sqft. Lot
Courtesy of Windermere RE North, Inc.

Listing courtesy of Windermere RE North, Inc..

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913 92nd Street  SE, Everett image
913 92nd Street SE, Everett — Mountain View Div No 2 $739,000

This is a beautifully maintained, remodelled, and upgraded 3-bedroom, 2.5-bath home with a bonus walkout basement suite that can serve as a recreation room, guest room, h...

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  • 3 Beds
  • 3 Baths
  • 2580441 MLS
  • ACTIVE Status
  • 1,863 SqFt.
  • 8,276 Sqft. Lot
Courtesy of R1 Washington

Listing courtesy of R1 Washington.

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502 3rd Avenue N, Edmonds image
502 3rd Avenue N, Edmonds $1,174,000

Welcome home to this charming 1,549 SF storybook home tucked into the heart of downtown Edmonds’ coveted Edmonds Bowl. Set back from the main road, this 3-bedroom, 2.25-b...

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  • 3 Beds
  • 3 Baths
  • 2569586 MLS
  • ACTIVE Status
  • 1,549 SqFt.
  • 6,098 Sqft. Lot
Courtesy of Real Property Associates

Listing courtesy of Real Property Associates.

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15416 40th Avenue W Unit #59, Lynnwood image
15416 40th Avenue W Unit #59, Lynnwood — Northridge Condominium $329,950

Bright, updated, and easy to enjoy, this ground floor condo offers 2 bedrooms, 1.75 baths, and comfortable single level living with no stairs to navigate. The spacious li...

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  • 2 Beds
  • 2 Baths
  • 2580573 MLS
  • ACTIVE Status
  • 1,041 SqFt.
Courtesy of COMPASS

Listing courtesy of COMPASS.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Searching for a Home Loan? You're in the Right Place!

Types Home Loan Programs

  • VA Home Loan
  • USDA Home Loan
  • FHA 3.5% Home Loan
  • Conventional Financing
  • Jumbo Loan Financing
  • WA State Bond
  • Tribal Financing
  • Energy Spark Home
  • Neighbor Next Door
  • Home Ready Loan
  • Downpayment Assistance Resources
  • 5% Downpayment Loans on 2 - 4 Plexes
  • Reverse Mortgage for Ages 62 and Up

Joy Blodgett, Caliber Home Loans

Contact Joy Blodgett to discuss the best home loan option for your purchase, if you're wanting to refinance, pull cash out, or do a new construction home loan by clicking here.

 

Learn About the Do & Don't of Home Loans

Recent Snohomish County Mortgage Information & Home Loans Posts

  • Service Member's Field Manual to Buying a House
  • Is it Getting More Difficult to Qualify for a Home Loan?
  • Practical Tips to Become a Saver in Uncertain Times
  • 10 Simple Ways to Improve Your Credit Score
  • The Do's & Don'ts for a Smooth Loan Approval

Subscribe to the Barnett Associates Team Monthly Newsletter

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Barnett Associates Team
KW North Sound
1027 State Ave #102
Marysville, WA 98270
Mickie: 425-750-9090
Toby: 425-210-0709
Email: info@barnettassociates.net

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